Convert once, use everywhere - invest, save, remit or transfer

From 2 July 2024, you can enjoy 0 Remit fees on all global money transfers, regardless of the corridor.Unlike other services that only waive fees for identical or intra-bank* transfers, Mox eliminates global transfer fees for any bank worldwide. With just a few clicks, your money overseas remittance will be on its way in seconds.

*When money is moved between two accounts of the same banking group.

Why Mox FX

Worldwide money transfers anytime

Track your payment with the Mox app to enjoy peace of mind every step of the way. Plus, once your transfer is complete, we’ll let you know.

Multiple currency selection

Exchange up to 9 major currencies all in one the Mox app, and capture global FX opportunities at your fingertips.

Smart tools

Make use of our price alerts for real-time exchange rates, and limit orders to execute currency exchange at your preferred price, so you never miss any opportunity.

Competitive rates & volume discounts
Competitive rates & volume discounts

Competitive rates & volume discounts

Mox offers competitive FX rates so you always get favourable deals 24/7 all day, everyday. And now, we also offer volume discounts, meaning the more you trade, the bigger your discount. All Instantly shown in the app.

Convert USD and invest – all in one app
Convert USD and invest – all in one app

Convert USD and invest – all in one app

Saving in foreign currency? Pick USD FlexiBoost and Mox USD time deposits.

FlexiBoost gives you high interest rates with the freedom to withdraw whenever you need -- with no fees. With one click in the Mox app, you can exchange your HKD into USD, which will count as new funds for your USD FlexiBoost.

If you’d like to lock in your interest rates for longer, USD time deposits will be your pick. Tenors start from just 1 month, and you can open one with as little as USD1, giving you the full flexibility you need.

Learn More

Global transfer – anytime, anywhere
Global transfer – anytime, anywhere

Global transfer – anytime, anywhere

Send money abroad in seconds. Choose from a wide selection of currencies, including AUD, EUR, GBP, JYP, IDR, INR, PHP, SGD, USD, CNY, CAD, THB, MYR, AED, KRW, NZD and VND – with more options coming soon! You can also send USD directly to over 40 countries.

Free local transfer to mainland China
Free local transfer to mainland China

Free local transfer to mainland China

You can make instant RMB transfers via Payment Connect from your RMB account to designated banks¹ in mainland China. Simply send funds to the payee using their account or mobile number.

Frequently Asked Questions

How does Mox “Express Remit" differ from other banks' international money transfer services?
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Mox "Express Remit" is a global money transfer service designed to offer Hong Kong's most competitive money transfer solution¹. Furthermore, starting from 2 July 2024, all global money transfers will be free of remittance fees. This sets us apart from many other banks, which typically only waive fees for specific banks or intra-bank accounts.

What foreign currency money transfer options and international transfer destinations does Mox support?
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Mox offers a wide selection of foreign currency money transfer options, including AUD, EUR, GBP, JYP, IDR, INR, PHP, SGD, USD, CNY, CAD, THB, MYR, AED, KRW, NZD, and VND. Plus, you can directly send money internationally in USD to over 40 countries, making your international transfer simple and easy.

What does "0 remit fees" mean?
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Starting from July 2, 2024, using Mox "Express Remit" for global international remittances means there will be no remittance fees charged throughout the entire transfer process, regardless of the destination country or receiving bank.

How do I use the Mox App to make an overseas remittance?
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Simply open the Mox app, find and select the "Express Remit" function. Follow the on-screen instructions to fill in your details, and with just a few clicks, you can easily manage your funds and make global money transfers. Our platform is designed to be quick and convenient, allowing you to complete your overseas remittance from the comfort of your home.

What fees are involved in international remittance?
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All fees charged by Mox will be clearly displayed in the Mox app before you make the transfer, with no hidden charges.

¹Subject to the daily transfer limist of HKD10,000 or equivalent or annual transfer limit of HKD200,000 or equivalent.

Please refer to the Mox FlexiBoost 1.0 Promotion Terms and Conditions for further details.

Express Remit’s Remit Fee Promotion Terms and Conditions apply.

Please note that the Mox app screens and features stated here are subject to our legal terms and conditions and to change. The Mox app available for download and use may be different to the version described here.

Please note, we do not support local transfers (except for USD and CNY), or withdrawals or spending (whether locally or overseas), in any foreign currency from your Mox Account. We support overseas transfers in AUD, EUR, GBP, SGD and USD via Express Remit to designated countries.

Important Disclaimer for Currency Exchange Transaction(s) (FX Transaction(s)) :
This document does not constitute any offer or solicitation to buy or sell any currencies. Please note that currency exchange involve risks. You may incur losses arising as a result of carrying out currency exchanges on the Mox app (including as a result of exchange rate fluctuations). You acknowledge that you carry out currency conversions on the Mox app entirely for your own account and at your own risk.