The all-round travel playbook
Travel is supposed to be fun – but even the best-laid plans can hit a few snags. Maybe you miss out on a must-see spot, or spend on things you didn’t need to.
That’s why this isn’t another typical tourist guide. It’s about travelling smarter – before you go, while you’re there, and even after you’re back.
With Mox, you can play smart, earn as much as you can, and travel like a true pro!✈️😉
Lesson 1: Pick your destination
The first step is deciding where to go.
Based on the report from Mastercard - State of Travel Hong Kong - Sixth Edition, Hongkongers’ top travel picks are Japan, Taiwan, Macau and South Korea.
Choosing a destination is personal. But if you want better value when booking your flights, redeem with miles!
Short on miles? Here’s a smart tip from seasoned travellers:
Take a quick look at the miles needed for popular destinations:
| Popular Destinations (Departing from Hong Kong) | Required Miles (One Way) |
|---|---|
| Taipei/Kaohsiung/Hanoi | 7,000 |
| Bangkok/Phuket/Seoul/Singapore | 9,000 |
| Tokyo/Osaka/Nagoya/Fukuoka/Sapporo | 13,000 |
| Maldives/Sydney/Melbourne | 20,000 |
| Barcelona/Paris/Milan/Rome/Vancouver/San Francisco/Los Angeles | 27,000 |
| Boston/Chicago/New York/Toronto | 38,000 |
Lesson 2: When to travel
Where you go matters – but when you go matters too.
Hong Kong travellers don’t jet off at the same time. Can you guess the peak travel months? According to the Mastercard report, the answer is December, July, April and August.
Whether you’re chasing the buzz or craving quieter moments, timing your journey can make all the difference.
That said, peak seasons come with a trade-off: higher airfares, pricier hotels, and faster sell-outs.
Here’s a pro tip:
Login to the Mox app and book via our designated URL to enjoy the rewards!
Lesson 3: Gear up before you go
A great trip isn’t just about the destination – it’s about your setup.
From daily essentials and luggage to tech, activity gear, outfits and styling, your wallet starts warming up before you even take off.
So here’s the smart move:
- Earn up to 2% Unlimited CashBack or HKD4 = 1 mile
- No category limits – earn on everything
- Truly UNLIMITED rewards. Spend more, earn more
Lesson 4: Pro-level protection
Every trip is different – concerts, adventure, slow city breaks or pure chill.
According to the 2025 Travel Report from Mastercard, Hong Kong travellers mostly travel for:
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Culture & education
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City breaks
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Relaxation & sightseeing
Different trips. Different styles. But one thing stays the same – solid protection. That’s where Mox Insure’s Travel Pick & Go steps in.
Here’s the pro tip:
- Protect your trip with up to 21 core benefits
- Customise your coverage with add-ons that match your trip – each add-on from just HKD2 per day!
Travel like a true pro with Mox level of peace of mind!
Lesson 1: Don’t hold back on spending – spend smart instead
Quick quiz.
According to the Mastercard 2025 Travel Report, what’s the biggest overseas (excluding Macau) spending category for Hong Kong travellers?
Retail. No surprises there.
Shopping, dining, experiences – we love paying by card when we travel. It’s fast, easy… and we rarely question the small print.
And just like that, you quietly swallow the biggest hidden cost of travelling – foreign currency fees.
Here’s the game-changer:
No minimum balance required.
Skip the 1.95% extra on every purchase starting from now.
Lesson 2: Use every perk
Seasoned travellers know – the real wins are in the details.
With a Mox Credit Card, you’ve already unlocked hundreds of global perks. The question is: are you using them?
Here’s the smart tip:
And don’t forget: every spend still earns you up to 2% Unlimited CashBack or HKD4 = 1 Asia Mile.
Lesson 3: Stay-safe essentials
Real travel pros know that earning rewards along the way is only part of the game – actually staying safe comes first. One of the most common travel mishaps is a bank card being lost or used fraudulently. So what should you do?
With Mox Card, there’s no panic. Here’s the tip:
Behind the scenes, you’re covered too:
Got Mox Insure Travel Pick & Go?
Lesson 1: Split the spend
Smart travel doesn’t stop when the trip ends. Real pro think ahead – enjoy every moment, then manage your spending smartly after. Big fun doesn’t have to mean big stress.
Here’s the smart move:
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After your trip, simply open the Mox app and review your travel spending. If you need a breather, Split Purchase or Split Your Statement lets you spread it out in just a few taps:
- Split purchases from HKD400, or your statement from HKD2,000
- Choose a repayment tenor from 3 to 60 months
- Instant APR displayed upfront
- Apply in just a few taps and get results instantly
Lesson 2: Don’t forget the ‘claims’
Remember the spending promotions you joined earlier? Check if you’ve completed the requirements and whether your rewards have been credited. Travel spending adds up, so getting those perks back is always a win.
And if you need to make a claim after your trip, be sure to submit it within 30 days to get the compensation you deserve.
With Mox Insure Travel Pick & Go, it’s simple – just open the Mox app, go to Mox Insure, and submit your claim in a few quick taps.
Lesson 3: Plan ahead
After a trip, your wallet may need a breather – but your plans don’t have to stop.
Pro tip:
Cherry blossoms in Japan? A K-pop concert in Korea? Skiing in Europe? Chasing the Northern Lights?
Why not create a Goal Account for each trip? Save regularly, turn saving into a habit, and build up your travel fund!
Next-level planning:
🎓Wrap-up: The one thing every pro traveller needs
If you want to travel fully and earn along the way, you’ve now got the playbook.
At the end of the day, it all comes down to one thing: a card that does it all.
With Mox Card as your go-to travel companion, you earn wherever you go – and travel like a true Pro!