Open Mox Account today and earn up to 1.3% p.a. deposit rate + 1% Unlimited CashBack!

From 1 April to 31 May 2022, new customers can enjoy our exclusive Welcome Bonus offer. Grow your savings faster - earn bonus rates by completing Mox Bonus Challenges¹. If you spend via Mox Credit, you can also earn 1% Unlimited CashBack² at the same time!
Here’s how:

+0.3%
p.a.
Welcome Bonus Rate
exclusive for new customers
Open a Mox Account during the Promotion Period – all you need is your HKID.
Once your Mox Account is opened successfully, you will automatically enjoy an extra 0.3% p.a. Welcome Bonus on your deposits of up to HKD250,000 throughout the first 60 days with Mox! You need to apply Mox Credit first to enjoy 1% Unlimited CashBack².
+0.5%
p.a.
Mox Bonus - Spending and Deposit Challenges Bonus Rate
Spending Challenge: Spend at least HKD3,000 each month using your Mox Card (with Mox Credit or from your Mox Account)³. Earn 1% Unlimited CashBack² at the same time when you spend with Mox Credit!

Deposit Challenge: Keep a total deposit balance of at least HKD50,000 with Mox.
+0.2%
p.a.
Mox Bonus - Bill Payment Challenge Bonus Rate [New]
Bill Payment Challenge: Pay 3 bills of at least HKD 100 each using ‘Pay bills’ feature, in the past 35 days⁴ (with Mox Credit or your Mox Account).
0.3%
p.a.
Base rate
Including our base rate, you’ll enjoy a total deposit rate of 1.3% p.a. on up to HKD250,000 deposits after becoming a Mox customer and completing all Mox Bonus Challenges. Join us early and earn more!
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To borrow or not to borrow? Borrow only if you can repay!

Promotion period: 1 April 2022 – 31 May 2022

Mox Bonus Promotion (Apr – May 2022) terms and conditions, Welcome Bonus Promotion (Apr – May 2022) terms and conditions, CashBack terms and conditions apply.

¹If any of Challenges above are completed on the last day of the calendar month, you will not be credited any bonus interest rate on the next calendar day.

²From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

³Only settled Eligible Card Transaction(s) (shown as ‘completed’ in the Mox app) during the relevant Challenge Period will be counted.

⁴Only Eligible Bill Payment Transaction(s) shown as ‘sent’ in the Mox app during the relevant Challenge Period will be counted. HKT Autopay Switch transactions will not be counted.