Real interest that’s credited to your account daily!
0.625% p.a.. Yes, that’s the savings rate you’re typically getting from other banks¹.
Satisfied? Perhaps it is time for you to understand that Mox gives you more.
Through this Saving Base Rate Enhancement Promotion, you can enjoy our new savings rate of up to 2.5% p.a.! Start saving with Mox today and earn more easily!
Interest on your savings is calculated and credited to you everyday!
Mox offers you a HKD savings base rate in Hong Kong up to 1.25% p.a., for your savings balances. Earn the higher interest you deserve everyday. For more details:
Invest with Mox and start enjoying 2.5% p.a. savings rate in total!
Mox Invest is a game-changer for investment. With our low fees, you can buy or sell stocks in HK and US markets (including fractional shares) and invest in an exclusive yield enhancement fund.
You can earn a total savings rate of 2.5% p.a. up to HKD 3 million² deposit (for deposits in your savings accounts, including Mox Invest Account) which is nearly 4 times higher interest rate compared to traditional banks³. Simply investing and/or exchanging foreign currencies at Mox with just HKD25,000 (or equivalent) in a month, which can consist of:
- Buy and sell transactions for HK or US stocks, including fractional shares;
- The net purchase amount of funds in HKD, which is the total amount purchased minus the amount sold;
- Currency exchange transactions.
Welcome to sweeter savings with up to 6.9% p.a. for new Mox customers*
From now till 30 September 2024^, open a Mox Account and deposit HKD250,000 or more within the first 7 days, maintain it with us for 60 days and you will get a Deposit Welcome Reward of HKD1,000!
Investing and/or exchanging foreign currencies at Mox with just HKD25,000 (or equivalent) can even unlock additional 1.25% p.a. saving rate, combining our base rate and New Fund Campaign rate, the interest for your first HKD250,000 can amount up to 6.9% p.a.!
| Open a Mox Account and you get | Savings rate (p.a.) |
|---|---|
| HKD savings base rate | up to 1.25% |
| FX/Invest bonus savings rate | 1.25% |
| New Funds Promotion reward* | up to 2% |
| Deposit Welcome reward of HKD1,000 | 2.4% |
| Total | Up to 6.9% |
^Flash Deposits Welcome Offer Promotion (September 2024) and New Funds Promotion Terms and Conditions apply.
*The New Fund Promotion Reward are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the new fund offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the new fund offers applicable.
Frequently Asked Questions
For deposits held in your savings account with Mox, you’ll earn interest at the following rate for unlimited savings balances:
| HKD savings deposit | Interest rate (p.a.)* |
|---|---|
| Below HKD250,000 | 1% |
| HKD250,000 or above | 1.25% |
Remarks: First HKD249,999.99 earns 1% p.a., Amount above HKD250,000 earns 1.25% p.a.
| USD savings deposit | Interest rate (p.a.)* |
|---|---|
| Below USD75,000 | 1% |
| USD75,000 – USD300,000 | 1.25% |
| Above USD300,000 | 0.01% |
Remarks: First USD74,999.99 earns 1% p.a., Amount between USD75,000-USD300,000 earns 1.25% p.a., Amount above USD300,000 earns 0.01% p.a.
For avoidance of doubt, each interest rate applies to the portion of balance that exceeds the previous tier balance.
For other foreign currencies (AUD, CAD, CNY, EUR, GBP, JPY, NZD, SGD), you will earn 0.01% p.a. interest.
Interest for all currencies will be calculated on a 365-day basis (even in leap years).