New round of referral rewards – Earn cash/ miles rewards together with no limits!

We’ve made it easier than ever to rack up rewards with our new Mox Referral Programme🎉! From now until 3 July, 2025, refer your friend to earn unlimited rewards! You can choose from cash rewards or Asia Miles as you wish — and your friend can enjoy great benefits too🎁!

💳Open account + spend: Earn unlimited rewards with your friend now!

As a Referrer:
The more friends you successfully refer, the more rewards you’ll get -- Earn HKD300 cash rewards per successful referral!
To earn rewards, simply ask your friend³ to:
1. Use your Referral Code from now until 3 September 2025
2. Open a Mox Account during the 15-day period following the day they use your Referral Code
3. Complete their first Mox Card or Mox Credit Card eligible referral transaction1 during the 60-day period following their Joining Day


You will receive your cash reward in your Mox Account within 60 days after your friend completes their first eligible referral transaction on their Mox Card or Mox Credit Card.
As a Referee:
You will receive up to HKD1,200 cash rewards upon successfully joining Mox⁴ and completing the Spending Requirement. Simply:

1. Open a Mox Account using your friend’s Referral Code from now until 3 September 2025
2. Apply for Mox Credit and receive approval during the 30-day period following the day you use your friend’s Referral Code
3. Complete eligible transaction¹ of HKD2,000 on your Mox Card or Mox Credit Card to earn the Spending Reward during the 60-day priod following your Joining Day

Click here for more promotion details.

First Spending Challenge: Spend a total of HKD5,000 or more on one or more eligible transactions

Second Spending Challenge: Spend a total of HKD15,000 or more on one or more eligible transactions

*Referee needs to use Referrer’s Invitation Code and completes their Mox Account opening process in the following 15 days and use Referrer’s Invitation Code and completes Mox Credit application process in the following 30 days.

The amount spent to meet the First Spending Challenge will be counted towards the Second Spending Challenge.

If you spend more than a total of HKD5,000 but less than HKD15,000 from the card approval date and within the following 60 days, you and your friend will only be eligible for the cash rewards or Asia Miles relating to the First Spending Challenge.

Each of the Referrer and the Referee will receive the respective cash rewards or Asia Miles in their respective Mox account or Cathay Membership Account within 60 days after their Successful Referral occurs.

💰Build a savings habit and earn extra rewards together!

Take one extra step to help your friends build a saving habit! Ask them to deposit HKD50,000 or more into their Mox savings account within the first 7 days of opening and keep it there for 60 days. You can get bonus HKD50 cash rewards or 500 miles each!

Referrer/referee rewards at a glance:

The cash reward/ Asia Miles you’ll get The cash reward/ Asia Miles your friend will get
When your friend opens a Mox Account + completes First Spending Challenge¹ HKD300 or 2,000 miles each HKD500 or 2,500 miles each
When your friend completes Second Spending Challenge² HKD150 or 5,000 miles each HKD500 or 12,500 miles each
When your friend completes the Savings Challenge HKD50 or 500 miles each HKD100 or 1,500 miles each
Total HKD500 or 7,500 miles HKD1,100 or 16,500 miles
👥Invite your friends in just a few taps
👥Invite your friends in just a few taps

👥Invite your friends in just a few taps

Open your Mox app and tap setting at the upper left corner on the homepage. And tap “Invite friends”.
Copy and share your unique Invitation Code with your friends!

💡Remember to choose your rewards in referral page.

Link your Cathay Membership Account to Mox

Register your Cathay Membership with the Mox app in just a few steps to enjoy this limited time offer.

  • Log in to the Mox app > tap ‘Mox Rewards’
  • Under ‘My Progress’ > Select ‘Cathay Membership Rewards’ > Tap on ‘Add now’
  • Register your Cathay Membership Account > Finish registration

Note: If you have already registered your Cathay Membership Account with Mox previously, you are all set!

Refer friends now and earn unlimited rewards together!

To borrow or not to borrow? Borrow only if you can repay!

*Mox Referral Programme 20 Terms and Conditions apply. For a referral to be a ‘Successful Referral’, referees have to meet designated Spending Challenges with Mox Credit Card and Saving Challenge during a specified period. For details, please refer to Mox Referral Programme 20 Terms and Conditions.

*Mox Referral Programme 20: Deposits Top-up Programme (the “Deposits Top-up Programme”) apply.

¹Spend HKD5,000 on one or more Eligible Transaction(s) and have been settled during the period beginning on and from the Mox Credit Approval Day and the following 60 days.

²Spend HKD15,000 on one or more Eligible Transaction(s) and have been settled during the period beginning on and from the Mox Credit Approval Day and the following 60 days.