New round of Referral Rewards – Earn cash/ Miles rewards together with no limits!

We’ve made it easier than ever to rack up rewards with our new Mox Referral Programme🎉! From now until 30 June, 2025, refer your friend to earn unlimited rewards! You can choose from cash rewards or Asia Miles as your wish — and your friend can enjoy great benefits too🎁!

💳Open account + spend: Earn unlimited rewards with your friend now!

As a Referrer:
The more friends you successfully refer, the more rewards you'll get -- Earn up to HKD450 cash rewards or 7,000 Asia Miles per successful referral!

To earn rewards, simply ask your friend to:
1. Open a Mox Account with your Invitation Code during the promotion period
2. Apply for Mox Credit Card*
3. Meet the First and Second Spending Challenges with Mox Credit Card within 60 days from the approval date
As a Referee:
You will receive up to HKD1,000 cash rewards or 15,000 Asia Miles for successfully joining Mox and meeting Spending Challenges. Simply:

1. Open a Mox Account using the Invitation Code of your friend during the promotion period
2. Apply for Mox Credit Card*
3. Meet the First and Second Spending Challenges with Mox Credit Card within 60 days from the approval date

Purchases can be made in-store, online, with Apple Pay or Google Pay to contribute towards the Spending Challenges.

First Spending Challenge: Spend a total of HKD5,000 or more on one or more eligible transactions

Second Spending Challenge: Spend a total of HKD15,000 or more on one or more eligible transactions

*Referee need to use Referrer’s Invitation Code and completes their Mox Account opening process in the following 15 days and use Referrer’s Invitation Code and completes Mox Credit application process in the following 30 days.

The amount spent to meet the First Spending Challenge will be counted towards the Second Spending Challenge.

If you spend more than a total of HKD5,000 but less than HKD15,000 from the card approval date and within the following 60 days, you and your friend will only be eligible for the cash rewards or Asia Miles relating to the First Spending Challenge.

Each of the Referrer and the Referee will receive the respective cash rewards or Asia Miles in their respective Mox account or Cathay Membership Account within 60 days after their Successful Referral occurs.

💰Build a saving habit and earn extra rewards together!

Take one extra step to help your friends build a saving habit! Ask them to deposit HKD50,000 or more into their Mox Savings Account within the first 7 days of opening and keep it there for 60 days. You can get bonus HKD50 cash rewards or 500 Miles each!

Referrer/referee rewards at a glance:

The cash reward/ Asia Miles you’ll get The cash reward/ Asia Miles your friend will get
When your friend opens a Mox Account + completes First Spending Challenge¹ HKD300 or 2,000 Miles each HKD500 or 2,500 Miles each
When your friend completes Second Spending Challenge² HKD150 or 5,000 Miles each HKD500 or 12,500 Miles each
When your friend completes the Savings Challenge HKD50 or 500 Miles each HKD100 or 1,500 Miles each
Total HKD500 or 7,500 Miles HKD1,100 or 16,500 Miles
👥Invite your friends in just a few taps
👥Invite your friends in just a few taps

👥Invite your friends in just a few taps

Open your Mox app and tap setting at the upper left corner on the homepage. And tap “Invite friends”.
Copy and share your unique Invitation Code with your friends!

💡Remember to choose your rewards in referral page.

Link your Cathay Membership Account to Mox

Register your Cathay Membership with the Mox app in just a few steps to enjoy this limited time offer.

  • Log in to the Mox app > tap ‘Mox Rewards’
  • Under ‘My Progress’ > Select ‘Cathay Membership Rewards’ > Tap on ‘Add now’
  • Register your Cathay Membership Account > Finish registration

Note: If you have already registered your Cathay Membership Account with Mox previously, you are all set!

Refer friends now and earn unlimited rewards together!

To borrow or not to borrow? Borrow only if you can repay!

*Mox Referral Programme 20 Terms and Conditions apply. Promotion Period until 30 June 2025. For a referral to be a ‘Successful Referral’, referees have to meet designated Spending Challenges with Mox Credit Card and Saving Challenge during a specified period. For details, please refer to Mox Referral Programme 20 Terms and Conditions.

*Mox Referral Programme 20: Deposits Top-up Programme (the “Deposits Top-up Programme”) apply.

¹Spend HKD5,000 on one or more Eligible Transaction(s) and have been settled during the period beginning on and from the Mox Credit Approval Day and the following 60 days.

²Spend HKD15,000 on one or more Eligible Transaction(s) and have been settled during the period beginning on and from the Mox Credit Approval Day and the following 60 days.