New referral fun! Easy to win with your choice or rewards✈️💰
Share your Referral Code and, if your friend uses it from now until 4 December 2025, opens a Mox Account, and completes the first eligible transaction¹, you can earn HKD300!
No complicated tasks required -- just a few easy steps to earn your cash rewards! Meanwhile, your friend can choose their exclusive welcome offer that suits them best. Friendship pays off!
💳Open account + Complete first eligible transaction: Earn rewards with your friend now!
Simply ask your friend² to:
1. Open a Mox Account with your Referral Code from now until 4 December 2025.
2. Complete the account opening process during the 15-day period following the day they use your Referral Code.
3. Complete the first eligible spending transaction with their Mox Card or Mox Credit Card during the 60-day period following their Joining Day.
You will receive your cash reward in your Mox Account within 60 days after your friend completes their first eligible spending transaction on their Mox Card or Mox Credit Card.
1. Open a Mox Account using your friend’s Referral Code from now until 4 December 2025.
2. Complete the account opening process within the following 15 days from the day you use the Referral Code.
3. Select one welcome offer from “EARNINMOX”, “FLYWITHMOX” or “SAVEINMOX”, and register for it in the Mox app within 30 days from your Joining Day (If you do not make your selection during this period, you will not be eligible for any welcome offer⁴).
4. Complete the designated requirements for your selected welcome offer within the specified period to earn your reward.
5.Make your first eligible spending transaction¹using your Mox Card or Mox Credit within 60 days from your Joining Day, and your referrer will receive their referral reward.
EARNINMOX: Up to HKD1,000 cash reward & 2% Unlimited CashBack for 60 days
- Apply for the Mox Credit Card and get approved within 30 days of your Enrolment Time.
- Enjoy a waiver of the HKD250,000 deposit requirement and earn 2% Unlimited CashBack or as low as HKD4 = 1 mile with Mox Credit Card spending for 60 days from your Mox Credit Approval Day or Enrolment Time (whichever is later). You can switch between rewards anytime⁵!
- Within 60 days of the Offer Enrolment Day or the Mox Credit Card Approval Day (whichever is later), accumulate at least HKD2,000 in eligible spending on your Mox Credit Card to earn HKD300 cash reward.
- Spend an additional HKD2,000 or more on eligible transactions within the same 60-day period to receive an extra HKD700 cash reward.
*Any spending made before selecting a welcome offer will not be counted as eligible. Please select a welcome offer before spending to qualify. Contact us anytime if you have any questions.
^Any e-payments and e-wallet top-ups from Alipay or WeChat Pay will not count towards meeting of the spending requirement.
FLYWITHMOX: Up to 52,000 Asia Miles and unlimited HKD4 = 1 mile for 60 days
- Apply for the Mox Credit Card and get approved within 30 days of your Enrollment Time.
- Enjoy a waiver of the HKD250,000 deposit requirement and earn 2% Unlimited CashBack or as low as HKD4 = 1 mile with Mox Credit Card spending for 60 days from your Enrolment Time or Mox Credit approval (whichever is later)⁴! Please select Asia Miles as your reward, you can switch between rewards anytime⁴.
- Within 60 days of the Offer Enrolment Day or the Mox Credit Card Approval Day (whichever is later), accumulate at least HKD10,000 in eligible spending¹on your Mox Credit Card to earn 15,000 Asia Miles.
- Spend an additional HKD40,000 or more on eligible transactions within the same 60-day period to receive an extra 24,500 miles.
| Amount of eligible spending with your Mox Credit Card | Limited-time deposit requirement waiver, keep earning the highest base reward of HKD4 = 1 Asia Mile | Asia Miles welcome offer |
|---|---|---|
| HKD10,000 | 2,500 miles | 15,000 miles |
| Additional HKD40,000 thereafter | 10,000 miles | 24,500 miles |
| Total: Up to 52,000 miles |
*Any spending made before selecting a welcome offer will not be counted as eligible. Please select a welcome offer before spending to qualify. Contact us anytime if you have any questions.
^Any e-payments and e-wallet top-ups from Alipay or WeChat Pay will not count towards meeting of the spending requirement.
SAVEINMOX: Up to HKD1,000 cash reward
- Within 7 days of your Enrolment Time, fund in HKD100,000 or more in your Mox HKD Savings Account (any deposits held in your Time Deposit Account(s) will not count towards your HKD Savings Account balance).
- Keep the above fund till the end of Hold Fund Period to earn a HKD1,000 cash reward, which is approximately equivalent to a savings rate of 6% p.a.
💡Example
| Period | Start Date | End Date | Duration |
|---|---|---|---|
| Enrolment Day | 24 October 2025 | / | / |
| Fund in Period | 24 October 2025 | 31 October 2025 | 7 days |
| Hold Fund Period | 31 October 2025 | 29 December 2025 | 60 days |
To get the cash rewards, you can fund in on any days within the Fund in Period (any days between 24 October 2025 and 31 October 2025), and you should hold the fund till end of Hold Fund Period (29 December 2025).
*Any deposits held before selecting a welcome offer will not count towards the Hold Fund Period. Please select a welcome offer before deposit to qualify. Contact us anytime if you have any questions.
👥Refer your friends with ease
Why Mox?
Don’t miss out — Share your invitation code now. Your next reward is one invite away! 🎉
Frequently Asked Questions
Open your Mox app > tap on the upper left corner on the homepage to open the side menu > tap “Invite friends” > View under “Your progress” for your successful referrals
"Eligible Referral Transaction” means a transaction for the purchase of goods or services, as we determine, from time to time, to be eligible to contribute to the satisfaction of the requirement in clause 5(d) of the ‘Mox Referral Programme 21 Terms and Conditions’. For a transaction to be an ‘Eligible Referral Transaction’: (i) the transaction must have been processed through the Mastercard network; and (ii) the transaction must have been settled by the merchant (i.e. appear as ‘completed’ in the Mox app) by the end of the period specified in clause 5(d) of the ‘Mox Referral Programme 21 Terms and Conditions’.
Referee can meet the Spending Requirement during the period beginning on and from their Joining Day and the following 60 days.
Open your Mox app > tap “Mox Rewards” > tap Welcome rewards under “My Progress” and review
Eligible referral transactions must have been settled by the merchant (i.e. appear as “completed” in the Mox app) from referee Joining Date and the following 60 days. We will deposit into your Mox Account upon settlement of the last Eligible Transaction that you have made to satisfy the Spending Requirement.
Referrer rewards: You will receive your cash reward in your Mox Account within 60 days after your friend completes their first eligible transaction on their Mox Card or Mox Credit Card.
Referee rewards: We will deposit into your Mox Account upon settlement of the last Eligible Transaction that you have made to satisfy the Spending Requirement.
We will deposit into your Mox Account.
You will receive your cash reward in your Mox Account within 60 days after your friend completes their first eligible transaction on their Mox Card or Mox Credit Card.
If you would like to know the exact spending status, you may have to contact the referee for details.
To get the rewards as a referrer, the referee should have never held a Mox Account in their name, at any time. The Referee is considered to have held a Mox Account even if they haven’t completed any transactions on their previous Mox Account.
As the referee, to enjoy the rewards, you have not held a Mox Account in your name, at any time, in the 12 months prior to your Joining Day. For example, you have closed the account at 31 Aug 2024. You could only enjoy the welcome offer with your account opened on/after 1 Sep 2025.
The rewards for referrer and referee are governed by separate T&Cs. Therefore, the eligibility should be different. You may refer to ‘Mox Referral Programme 21 Terms and Conditions’ for the referrer’s reward.
For referee, you may refer to “SAVEINMOX” Invitation Code Promotion Terms and Conditions;
“FLYWITHMOX” Invitation Code Promotion Terms and Conditions;