Get your friends to earn a new round of referral Cash Rewards together!

Refer a friend successfully to Mox, get HKD1,600 together and continue earning an unlimited HKD600* per successful referral!

As a Referrer:
The more friends you successfully refer, the more rewards you get. For each successful referral, you can get an unlimited HKD200 cash rewards! Get an extra HKD400 bonus reward^ by 30 April 2024! The extra HKD400 cash reward will be rewarded to you by 2 July 2024.

To earn Cash Rewards, remember to ask your friends to open a Mox Account with your Invitation Code, apply for Mox Credit, and spend HKD1,000 or more with Mox Credit from the date they open their Mox Account and the following 30 days.
As a Referee:
You will receive HKD1,000 cash for successfully opening a Mox Account using the Invitation Code of your friend, applying for Mox Credit and spending HKD1,000 or more with Mox Credit from the date you open your Mox Account and the following 30 days.

Purchases can be made in-store, online, with Apple Pay or Google Pay to contribute towards the spending requirement.
Successful Referral When your referee fulfils the Mox Credit Spending Requirement*, the Cash Reward you’ll get When your referee fulfils the Mox Credit Spending Requirement*, the Cash Reward he/she’ll get
1st and onwards HKD200 each + HKD400 extra cash reward = HKD600 each HKD1,000 each

We’ll credit the Cash Rewards into the Mox Accounts of you and your friends within 30 days after the transaction(s) of the Referee(s) have been settled and met the spending requirement. Invite them now!

*Spend HKD1,000 across one or more Eligible Transaction(s) with Mox Credit from the date they open their Mox Account and the following 30 days.

Enjoy the rewards together in just a few taps

Enjoy the rewards together in just a few taps

Open your Mox app and head to the ‘Discover’ page by tapping the gift box icon in the upper right corner on the homepage.
Share your unique invitation code with your friends and remind them to spend at least HKD1,000 with Mox Credit across eligible transaction(s), from the date they open their Mox Account and the following 30 days.
You can track your referral progress and Cash Rewards in the Mox app.
Up to 15.5% p.a. interest with Mox today for all new customers!
Up to 15.5% p.a. interest with Mox today for all new customers!

Up to 15.5% p.a. interest with Mox today for all new customers!

From now till 30 April 2024, open a Mox Account and deposit HKD50,000 or more within the first 7 days, maintain it with us for 60 days and you will be rewarded a flash cash reward of HKD1,000, equivalent to a 12% p.a. savings rate#!

Combining our base rate, New Fund Campaign rate and Flash cash reward, your interest can amount up to a up to 15.5% p.a.!


Open a Mox Account and you get Savings rate
HKD savings base rate 1.5%
New Fund Campaign Rate 2%
Flash cash reward of HKD1,000 12%
Total 15.5%
Pay your bills and earn HKD100!
Pay your bills and earn HKD100!

Pay your bills and earn HKD100!

From now until 31 May 2024, new customers completing at least two eligible bill payment transactions of HKD500 or more using the ‘Pay bills’ function in the Mox app within the first 60 days of your account opening, can receive a HKD100 cash reward!

*Bill Payment New Users Promotion (April – May 2024) Terms and Conditions apply.

Refer friends now and earn HKD1,600 cash rewards together!

Promotion Period: From now till 30 April 2024

To borrow or not to borrow? Borrow only if you can repay!

Mox Referral Programme FAQ

*Terms and Conditions apply. For a referral to be a ‘Successful Referral’, referees have to meet a designated spending requirement with Mox Credit during a specified period. For details, please refer to Mox Referral Programme’s Terms and Conditions.

#Flash Deposits Welcome Offer Promotion Terms and Conditions apply. Quota is limited, first come, first served.

^Mox Referral Programme: Referrer’s Exclusive Campaign Terms and Conditions apply.