Get your friends to earn a new round of referral Cash Rewards together!

Refer a friend successfully to Mox, get HKD600 together and continue earning an unlimited HKD100* per successful referral!

As a Referrer:
The more friends you successfully refer, the more rewards you get. For each successful referral, you can get an unlimited HKD100 cash rewards!

To earn Cash Rewards, remember to ask your friends to open a Mox Account with your Invitation Code, apply for Mox Credit, and spend HKD5,000 or more with Mox Credit from their Mox Credit approval date and the following 30 days.
As a Referee:
You will receive HKD500 cash for successfully opening a Mox Account using the Invitation Code of your friend, applying for Mox Credit and spending HKD5,000 or more with Mox Credit from their Mox Credit approval date and the following 30 days.

Purchases can be made in-store, online, with Apple Pay or Google Pay to contribute towards the spending requirement.
Successful Referral When your referee fulfils the Mox Credit Spending Requirement*, the Cash Reward you’ll get When your referee fulfils the Mox Credit Spending Requirement*, the Cash Reward he/she’ll get
1st and onwards HKD100 each HKD500 each

We’ll credit the Cash Rewards into the Mox Accounts of you and your friends within 30 days after the transaction(s) of the Referee(s) have been settled and met the spending requirement. Invite them now!

*Spend HKD5,000 across one or more Eligible Transaction(s) with Mox Credit from their Mox Credit approval date and the following 30 days.

Enjoy the rewards together in just a few taps

Enjoy the rewards together in just a few taps

Open your Mox app and head to the ‘Discover’ page by tapping the gift box icon in the upper right corner on the homepage.
Share your unique invitation code with your friends and remind them to spend at least HKD5,000 with Mox Credit across eligible transaction(s), from their Mox Credit approval date and the following 30 days.
You can track your referral progress and Cash Rewards in the Mox app.

Refer friends now and earn HKD600 cash rewards together!

To borrow or not to borrow? Borrow only if you can repay!

Mox Referral Programme FAQ

*Mox Referral Programme Terms and Conditions apply. Promotion Period until 15 December 2024. For a referral to be a ‘Successful Referral’, referees have to meet a designated spending requirement with Mox Credit during a specified period. For details, please refer to Mox Referral Programme’s Terms and Conditions.

¹Fees refers to Foreign Exchange Handling Fee and Cross-Border Access Fee, which will be credited to your Mox Account in the form of rebate.

²The Rewards for Cards Schedule applies (which can be found in the Mox app and/or on our website). From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. From 4 November 2024, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction. “Eligible Balance” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance’.

³Regarding Eligible Transactions, please refer to Overseas Merchant Spending Handling Fees Rebate Promotion Terms and Conditions and clause 9.5(b) of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions.

⁴Schedule 3 (Terms and Conditions for Mox Card with Credit) to the General Terms and Conditions and the Mox Credit Key Facts Statement (each of which can be found in the Mox app and/or on our website) apply.