Get your Time Deposit rate of up to 10% p.a.* now!

It’s bonus time! Open an Mox account today and take full advantage of our offer. Earn up to a 10% p.a. on time deposit interest rates*! Don’t miss out on this opportunity to maximize your savings—start your journey with us now!

3 steps below to get your Time Deposit rate of up to 10% p.a.*:
3 steps below to get your Time Deposit rate of up to 10% p.a.*:

3 steps below to get your Time Deposit rate of up to 10% p.a.*:

Open a Mox Account anytime from now till 31 March 2025 with the invitation code ‘MOXBONUS’ and set up a 1-month HKD Time Deposit of HKD75,000 or more within the first 7 days from your onboarding date to be rewarded with up to 10% p.a. interests rate* on your Time Deposit.

Step 1: Open a Mox Account with the invitation code ‘MOXBONUS’¹

Step 2: Set up a 1-month HKD Time Deposit with a principal amount of HKD75,000 or more within the first 7 days from your onboarding date².

Step 3: That’s all! The bonus rate will be credited to you as Cash Rewards after your Time Deposit matures³⁴.

You can enjoy this offer on one Time Deposit only.

Save 24/7 with as little as HKD1
Save 24/7 with as little as HKD1

Save 24/7 with as little as HKD1

Manage your Time Deposits anytime with Mox! Save flexibly from as low as HKD1 without worrying about early withdrawal fees!

Step 1: Open your Mox app, go to ‘More’ and then the ‘Accounts’ tab.

Step 2: Choose ‘Place a Time Deposit’

Step 3: Fill in the required details. Done!

620,000 users^ have chosen Mox!

Over 620,000 real users^ within 4 years, multiple prestigious accolades won! What are you waiting for? Discover the wonders of Mox now and experience innovative banking.

The only bank in Hong Kong that pays you cash every day
The only bank in Hong Kong that pays you cash every day

The only bank in Hong Kong that pays you cash every day

The world is changing, and your wealth game needs to keep up with the times.

With Mox, the interest on your savings is calculated and credited to your Mox Account daily – watch your savings grow faster as the interest keeps rolling in.

When you spend with Mox Credit⁵, your CashBack⁶ is also calculated instantly and credited daily to your Mox Account. What’s more, it’s the best in town 2% Unlimited CashBack – real cash, with no cap or category limits. Simply use your Mox Credit anytime, anywhere!

Watch your money grow with Mox
Watch your money grow with Mox

Watch your money grow with Mox

With Mox as your wealth management partner, watch your money grow right before your eyes.

Mox Invest: Mox is the 1st digital bank that allows you to trade in both HK and US stocks, including fractional shares. Break free from entry barriers and invest with low fees⁷ in stocks and fund, all with the advantage of a bank.

Savings Rate: Take advantage of daily interest of up to 0.875% p.a. See your savings grow every day!

Time Deposit: Mox gives you rewards for your Time Deposit instantly, right at the moment you place it. Whether you prefer cash or Asia Miles, you can earn either of them instantly with Mox!

Everything you need to make your money flourish is at the tap of a button with Mox.

Mox Credit, better than a credit card
Mox Credit, better than a credit card

Mox Credit, better than a credit card

With Mox Credit, you’re not only enjoying Unlimited CashBack, but Mox Credit offers more than just a credit card. Once your credit limit is approved, you’ll unlock a realm of banking services with Mox, no extra documents or headaches required:

  • You can pay with Mox Credit via FPS, making daily transfers or paying bills, as easy as a breeze
  • After spending, split your transactions instantly by Split Purchase or Split Your Statement, and easily manage your finance
At Mox, there’s nothing you don’t know
At Mox, there’s nothing you don’t know

At Mox, there’s nothing you don’t know

  • Get instant notification for every purchase, transfer, or any account activity for enhanced control and security
  • Each transaction is clearly presented, allowing you to see at a glance
  • Full transparency on all fees with no hidden charges

To borrow or not to borrow? Borrow only if you can repay!

¹This offer is only applicable to customers who have not held any Mox Account in their name at any time during the 12 months prior to the onboarding date. The account opening process should also be completed within 15 days from the day you use the invitation code.

²Onboarding date refers to the date you receive your welcome notification.

³Cash Rewards will be credited to customers’ Mox Accounts on or before 30 June 2025.

⁴The maximum bonus reward that can be earned is HKD581, regardless of the Time Deposit amount being greater than HKD75,000.

Time Deposit Welcome Offer Promotion (February & March 2025) Terms and Conditions apply. The use of the Invitation Code is subject to a quota of 10,000 uses.

*This includes our 0.88% p.a. base time deposit rate and HKD 581 Cash Reward, equivalent to 9.12% p.a. bonus interest on 1-month Time Deposit of HKD75,000 .

If any part of these Time Deposits is withdrawn before their maturity date, no interest or cash reward will be paid on any part of these deposits in the Time Deposit Account.

^As of 30 September 2024.

Investment involves risks. Mox Invest Terms and Conditions apply.

⁵Our General Terms and Conditions (in particular, see Schedule 3 and the Mox Credit Key Facts Statement apply.

⁶Clause 9 of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies.

⁷For details, please refer to the Fees and Charges section in the Mox app or on the Mox website.