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Rock this summer with sizzling CashBack rewards🔥💰 Unlock HKD1,200 Cash Reward with "1200MOX"!

Discover the rewards of a Mox Card! Use the invitation code ‘1200MOX’¹ when you open a Mox Account, spend to earn HKD1,000. Plus, apply for Mox Credit² to get an additional HKD200. Debit or Credit? The choice is yours – apply today!

Join Mox with “1200MOX” – get rewarded whether you spend with debit or credit!
Join Mox with “1200MOX” – get rewarded whether you spend with debit or credit!

Join Mox with “1200MOX” – get rewarded whether you spend with debit or credit!

From now till 3 Sep 2025, open a Mox Account with the invitation code “1200MOX” and complete the Mox Account opening process within the following 15 days. Spend a total of HKD2,000 or more during the period beginning on and from your Joining Day and the following 60 days – using either debit or credit mode – and you’ll get a HKD1,000 cash reward!

It only takes a few minutes to open an account, and you don’t need to apply for Mox Credit Card to enjoy this offer. Spots are limited, so don’t miss out!

Apply for Mox Credit Card and get HKD200 upon approval
Apply for Mox Credit Card and get HKD200 upon approval

Apply for Mox Credit Card and get HKD200 upon approval

Open a Mox Account and apply for Mox Credit³ to enjoy an extra HKD200 cash reward, credit to you within 15 days – no spending required. That’s a total of up to HKD1,200 in welcome rewards!

With the Mox app, you can just “Flip” between debit and credit modes anytime with just a tap – and take control of the way you spend.

100% real cash, 100% no cap – earn every day without limits!
100% real cash, 100% no cap – earn every day without limits!

100% real cash, 100% no cap – earn every day without limits!

Use your Mox Card for debit or credit purchases and enjoy unlimited CashBack with no caps, no category restrictions, and no maximum rewards. Earn as you spend, everywhere you go, with your cash rewards paid straight into your account daily. Can your bank do that?

Spending category Cash rebate
Mox Credit Card (Credit spending) Any purchase! Eligible balance of HKD250,000 or above: 2% Unlimited CashBack⁴ OR Eligible balance below HKD250,000: 1% Unlimited CashBack
All major supermarkets in Hong Kong 3% Unlimited CashBack⁵
Other daily selected CashBack merchants Extra 3% CashBack⁶
Mox Account (Debit spending) Any purchase! 0.5% Unlimited CashBack
Open your account in just minutes⁷
Open your account in just minutes⁷

Open your account in just minutes⁷

  • Download the Mox app and apply for your Mox Credit Card anytime, anywhere.
  • All you need is your HKID, proof address and an email address. It’s that easy.
  • No annual fee or minimum spending required.
  • Once approved, add Mox Credit Card to your digital wallet and start spending right away -- the more you spend, the more you earn!

We’re Mox, a digital bank backed by Standard Chartered, in partnership with HKT, PCCW and Trip.com. Our mission is to help everyone in Hong Kong grow – their money, their world, their possibilities.

Join us now to enjoy Smart Banking, Smart Saving, Smart Spending and Smart Investing.

To borrow or not to borrow? Borrow only if you can repay!

¹“1200MOX” Invitation Code Promotion Terms and Conditions apply.

²The Mox Credit Schedule, the Rewards for Cards Schedule and the Mox Credit Key Facts Statement apply (each of which can be found in the Mox app and/or on our website).

³During the period beginning on and from the day you use the Invitation Code and the following 15 days, you need to complete the Mox Account opening process; during the period beginning on and from the day you use the Invitation Code and the following 30 days, you need to complete the Mox Credit application journey.

⁴The Rewards for Cards Schedule applies (which can be found in the Mox app and/or on our website). From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. From 4 November 2024, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction. “Eligible Balance” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance’.

⁵From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited.

⁶From 1 June until 31 July 2025, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Merchants of up to HKD100. Selected Merchants 3% Cash Reward Promotion Terms and Conditions applies.

⁷In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.