0% Merchant Split Purchase – 0% interest, 100% flexibility

Spending is always enjoyable, especially when you can choose to pay now or later without any interests or fees, giving you an easier and more flexible way of spending🤩!

All it costs is all you split. Simple and direct.
All it costs is all you split. Simple and direct.

All it costs is all you split. Simple and direct.

Introducing 0% Merchant Split Purchase – spend at designated merchants and you can enjoy:


  • 0% interest, 0 fees  

  • Flexible repayment period between 3-60 months  

  • Unlimited splits, as many purchases as you want   

  • 1% Unlimited CashBack¹ʼ²ʼ³ on your spending


Please ask for our 0% Merchant Split Purchase at the 1O1O Centres and csl stores to enjoy a new way of spending.

1O1O Centres and csl stores are just the start. More Merchants will be coming soon so stay tuned for updates.

Not a Mox customer yet?

Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

Download now
Download now

To borrow or not to borrow? Borrow only if you can repay!

¹All transactions made with 0% Merchant Split Purchase, whether made at CashBack Merchants or non-CashBack Merchants, are only eligible for 1% Unlimited CashBack.

²From 4 May 2021, earn 1% Unlimited CashBack on eligible Mox Credit transactions; and earn 0.5% Unlimited CashBack on eligible Mox Card transactions.

³General Terms and Conditions (in particular, see clause 7 of Schedule 1 to the General Terms and Conditions) apply. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

⁴Our General Terms and Conditions (in particular, see Schedule 3 Part D: 0% Merchant Split Purchase) and the Mox Credit Key Facts Statement apply.