0% Merchant Split Purchase – 0% interest, 100% flexibility

Spending is always enjoyable, especially when you can choose to pay now or later without any interests or fees, giving you an easier and more flexible way of spending🤩!

All it costs is all you split. Simple and direct.

All it costs is all you split. Simple and direct.

Introducing 0% Merchant Split Purchase – spend at designated merchants and you can enjoy:

0% interest, 0 fees  
Flexible repayment period between 3-60 months  
Unlimited splits, as many purchases as you want   
Up to 2% Unlimited CashBack¹ʼ²ʼ³ on your spending

Please ask for our 0% Merchant Split Purchase at the 1O1O Centres and csl stores to enjoy a new way of spending.

1O1O Centres and csl stores are just the start. More Merchants will be coming soon so stay tuned for updates.

Not a Mox customer yet?

Open a Mox Account in a few minutes and add your digital Mox Card to Apple Pay/ Google Pay via “Add to wallet”. In this way, you can spend right away while your physical Mox Card is still on its way to you.

Download now

To borrow or not to borrow? Borrow only if you can repay!

¹All transactions made with 0% Merchant Split Purchase, whether made at CashBack Merchants or non-CashBack Merchants, are only eligible for CashBack at the CashBack Rate of 1% or 2% (as the case may be).

²The Rewards for Cards Schedule applies (which can be found in the Mox app and/or on our website). From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. From 4 November 2024, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction. “Eligible Balance” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance’.

³General Terms and Conditions (in particular, see clause 9 of Schedule 1 to the General Terms and Conditions) apply. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

⁴Our General Terms and Conditions (in particular, see Schedule 3 Part D: 0% Merchant Split Purchase) and the Mox Credit Key Facts Statement apply.