Savings rate
Our latest savings rate on HKD, USD and other currencies for Mox savings account
HKD savings base rate:
| HKD savings deposit | Tiered Interest Rate (p.a.)* |
|---|---|
| First <HKD250,000 | 0.5% |
| Remaining balance: HKD250,000 or above | 0.75% |
USD savings base rate:
| USD savings deposit | Interest Rate (p.a.)* |
|---|---|
| No cap, no tier | 1% |
Your other foreign currencies (AUD, CAD, CNY, EUR, GBP, JPY, NZD, SGD) earn 0.01% p.a. daily interest.
Interest will be calculated:
• for HKD, GBP and SGD, based on a 365-day year basis; and
• for all other currencies, based on a 360-day year basis.
Savings rates are subject to review according to changes in market conditions from time to time. Our savings base rate is not applicable to any deposits held in Time Deposit Account(s) and FlexiBoost Account(s).
*Terms and conditions apply. For example, if your savings at Mox is HKD1,000,000, your first HKD249,999.99 will earn a daily savings base rate of 0.5% p.a., and the remaining HKD750,000.01 will earn a daily savings base rate of 0.75% p.a.
Effective date: 9 May 2025.