Savings rate
Our latest savings rate on HKD, USD and other currencies for Mox savings account
HKD savings base rate:
| HKD savings deposit | Tiered Interest Rate (p.a.)* |
|---|---|
| First HKD249,999.99 | 0.625% |
| Remaining balance: HKD250,000 or above | 0.875% |
USD savings base rate:
| USD savings deposit | Tiered Interest Rate (p.a.)* |
|---|---|
| First USD74,999.99 | 0.625% |
| USD75,000 – USD300,000 | 0.875% |
| Remaining balance over USD300,000 | 0.01% |
Your other foreign currencies (AUD, CAD, CNY, EUR, GBP, JPY, NZD, SGD) earn 0.01% p.a. daily interest.
Interest will be calculated:
• for HKD, GBP and SGD, based on a 365-day year basis; and
• for all other currencies, based on a 360-day year basis.
^Our savings base rate is not applicable to any deposits held under a customer’s Time Deposit Account(s).
*Terms and conditions apply. For example, if your savings at Mox is HKD1,000,000, your first HKD249,999.99 will earn a daily savings base rate of 0.625% p.a., and the remaining HKD750,000.01 will earn a daily savings base rate of 0.875% p.a.
Saving interest rate has been effective since 20 December 2024.