Oversea Remittance & Money Transfers with 0 Remit Fees

Cheapest overseas remittance among retail banks in town¹

Mox is lowering the remittance FX fees for all currencies! From now until 31 December 2025, not only do we guarantee the lowest rates¹, but we also promise to refund the difference, up to the bank fee we charge for your eligible transfer, if you find a cheaper offer elsewhere (for money transfers up to HKD20,000)².

Payment Connect is now available! We currently support instant RMB transfers from Hong Kong residents to personal bank accounts in mainland China.

The all-in-one app for money transfer services

The all-in-one app for money transfer services

With the Mox app, managing your money is so quick and convenient you can do it all in just a few clicks from the comfort of your couch. Use the app today to:

Exchange money worldwide and easily make bank remits.
Choose from a wide selection of currencies, including AUD, EUR, GBP, JYP, IDR, INR, PHP, SGD, USD, CNY, CAD, THB,MYR, AED, KRW, NZD and VND with more options available soon!
Send USD directly to over 40 countries. Effortlessly send money internationally!

Learn more

Say goodbye to Remit fees for all global money transfers

Say goodbye to Remit fees for all global money transfers

From 2 July 2024, you can enjoy 0 Remit fees on all global money transfers, regardless of the corridor.

Unlike other services that only waive fees for identical or intra-bank* transfers, Mox eliminates global transfer fees for any bank worldwide. With just a few clicks, your money overseas remittance will be on its way in seconds.

*When money is moved between two accounts of the same banking group.

Frequently Asked Questions

How does Mox “Express Remit" differ from other banks' international money transfer services?

Mox "Express Remit" is a global money transfer service designed to offer Hong Kong's most competitive money transfer solution¹. Furthermore, starting from 2 July 2024, all global money transfers will be free of remittance fees. This sets us apart from many other banks, which typically only waive fees for specific banks or intra-bank accounts.

What foreign currency money transfer options and international transfer destinations does Mox support?

Mox offers a wide selection of foreign currency money transfer options, including AUD, EUR, GBP, JYP, IDR, INR, PHP, SGD, USD, CNY, CAD, THB, MYR, AED, KRW, NZD, and VND. Plus, you can directly send money internationally in USD to over 40 countries, making your international transfer simple and easy.

What does "0 remit fees" mean?

Starting from July 2, 2024, using Mox "Express Remit" for global international remittances means there will be no remittance fees charged throughout the entire transfer process, regardless of the destination country or receiving bank.

How do I use the Mox App to make an overseas remittance?

Simply open the Mox app, find and select the "Express Remit" function. Follow the on-screen instructions to fill in your details, and with just a few clicks, you can easily manage your funds and make global money transfers. Our platform is designed to be quick and convenient, allowing you to complete your overseas remittance from the comfort of your home.

What fees are involved in international remittance?

All fees charged by Mox will be clearly displayed in the Mox app before you make the transfer. Currently, Mox offers the lowest remittance fees in Hong Kong¹, with no hidden charges.

To borrow or not to borrow? Borrow only if you can repay!

Express Remit’s Remit Fee Promotion Terms and Conditions apply.

Express Remit Promotion – Matching Guarantee (July 2025) Terms and Conditions apply.

¹The cheapest in Hong Kong comparison is based on the total cost of exchanging and remitting HKD20,000 to corridors supported by Express Remit (which includes the United States, Canada, Singapore, the People’s Republic of China, Australia, the European Union, Great Britain, Japan, the Philippines, India, Indonesia, Malaysia and Thailand), as published on the websites/apps of 27 retail banks in Hong Kong as of 2pm 29 May 2025. The comparison does not include any discounts (including those offered pursuant to memberships, loyalty programs and subscriptions), vouchers, coupons, promotions or any other offers.

²The price guarantee applies to transfers of up to a value of HKD20,000 (including any fees applicable to the transaction). To take advantage of the price guarantee, you must (a) within 12 hours of completing the Eligible Express Remit Transfer, find a Third Party Remittance Quote, under which you could have used less money for the recipient to have received the same amount as the Eligible Express Remit Transfer, and (b) contact our Customer Care Team within 24 hours of when you completed your Eligible Express Remit Transfer and provide evidence of the Third Party Remittance Quote in form and substance acceptable to us. Please refer to the Express Remit Promotion – Matching Guarantee (July 2025) Terms and Conditions for further details, including the types of information that should be included in the Third Party Remittance Quote.

Please note that the Mox app screens and features stated here are subject to our legal terms and conditions and to change. The Mox app available for download and use may be different to the version described here.

Please note, we do not support local transfers (except for USD and CNY), or withdrawals or spending (whether locally or overseas), in any foreign currency from your Mox Account. We support overseas transfers in AUD, EUR, GBP, SGD and USD via Express Remit to designated countries.