To borrow or not to borrow? Borrow only if you can repay!

¹All transactions made with 0% Merchant Split Purchase, whether made at CashBack Merchants or non-CashBack Merchants, are only eligible for CashBack at the CashBack Rate of 1% or 2% (as the case may be).

²The Rewards for Cards Schedule applies (which can be found in the Mox app and/or on our website). From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. From 4 November 2024, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction. “Eligible Balance” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance’.

³Clause 9 of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies. From 1 December 2024 until 31 January 2025, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Merchants of up to HKD210. Selected Merchants 3% Cash Reward Promotion Terms and Conditions applies.

Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.

Our General Terms and Conditions (in particular, see Schedule 3 Part A: Split Purchase - special interest-free promotion) and the Mox Credit Key Facts Statement apply.

Mox Disclaimer applies.