Split Purchase

Pay as low as HKD5* Split your Mox Credit transaction instantly

‘Split Purchase’ gives you more control over your money

Get started with HKD5 total fees

Free up your money to spend as you like. ‘Split Purchase’ is quick, easy and can be done at low cost. As a promotional offer, it will cost you just HKD5 to split any eligible Mox Credit transaction of HKD400 up to HKD4,000, over 3 months – inclusive of all interest, fees and other costs¹.

Earn HKD50 with your ‘Split Purchase’

Enjoy more flexibility, control and Cash Rewards! From now until 16 June 2022, you’ll earn HKD50 Cash Rewards for your ‘Split Purchase’ on a transaction over HKD5,000.

Everything is instant

Seize the moment with ‘Split Purchase’. You can split an individual purchase in just a few taps upon making the eligible Mox Credit transaction and you’ll receive an application response instantly. Or you can split the Mox Credit transaction any time before it appears on your Mox Credit statement.

‘Split Purchase’ gives you the flexibility to use it how you like, when you’d like to.

*Mox Credit and Split Purchase HKD50 Cash Rewards Promotion Terms & Conditions apply.

Get Split Purchase with Mox Credit

With one Mox Card, you can make your money go even further.

Apply for Mox Credit today and have the option to ‘Split Purchase’ when you need to!

And don’t worry, you’ll still earn CashBack on the Mox Credit transaction for ‘Split Purchase’.

Apply for Mox Credit now

To borrow or not to borrow? Borrow only if you can repay!

*Mox Credit terms and conditions (Part A: Split purchase) and the Split purchase Key Facts Statement apply. You can view the terms in the “Legal documents” section of our website here.

¹HKD5 reflects the total fees and interest for the Split Purchase, inclusive of the one-off fee (if applicable) and all monthly fees. For a Split Purchase on a Mox Credit transaction of up to HKD4,000 into 3 monthly instalments, the Annualised Percentage Rate (APR) is 0.75%. Interest is calculated on the basis of a 365-day year. The APR is calculated using methods specified in relevant guidelines as set out in the Code of Banking Practice. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. This promotional offer can only be enjoyed once per customer and is subject to Mox’s final decision and the relevant customer’s Mox Credit account status at the time the application is received. The fees for Split Purchase will be reviewed from time to time. For more details, please refer to the Split Purchase Key Facts Statement and Schedule 3 to the General Terms and Conditions on our website for details.

The one-off fee and each monthly instalment for a Split purchase are charged to Mox Credit and will show on your Mox Credit statement. Please pay your Mox Credit statement balance in full on or before its due date to avoid finance charges (interest).

²The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.