Save and spend with MOXEASY and earn up to HKD2,100 cash rewards easily!

Earning cash rewards can never be easier with Mox. By opening a Mox Account and successfully applying for Mox Credit, not only do you earn rewards, but also earn without limit -- from saving rewards to spending rewards to Unlimited CashBack on Mox Credit spending¹. You can effortlessly earn cash rewards plus daily interests, all credited directly to you in real cash!

Instant reward: HKD300 Cash Rewards right away
Instant reward: HKD300 Cash Rewards right away

Instant reward: HKD300 Cash Rewards right away

Open a Mox Account with the code “MOXEASY”, from now until 30 September 2024, apply for Mox Credit and you’ll get HKD300 Cash Rewards right away^.

^Cash rewards will be credited to your Mox Account by 6 November 2024.

Welcome to sweeter savings with up to 7.4% bonus for new Mox customers*
Welcome to sweeter savings with up to 7.4% bonus for new Mox customers*

Welcome to sweeter savings with up to 7.4% bonus for new Mox customers*

From now till 30 September 2024, open a Mox Account and deposit HKD250,000 or more within the first 7 days, maintain it with us for 60 days and you will get a Deposit Welcome reward of HKD1,000!

Investing and/or exchanging foreign currencies at Mox with just HKD25,000 (or equivalent) can even unlock additional 1.5% saving rate; combining our base rate and New Fund Campaign rate, the interest for your first HKD250,000 can amount up to 7.4% p.a.! Not only do you enjoy a higher savings rate but also earn 2% Unlimited CashBack. No cap, no category limits!


Open a Mox Account and you get Savings rate
HKD savings base rate 1.5%
FX/Invest bonus savings rate 1.5%
New Funds Promotion reward# up to 2%
Deposit Welcome reward of HKD1,000 2.4%
Total 7.4%

*Flash Deposits Welcome Offer Promotion (September 2024) and New Funds Promotion Terms and Conditions apply.
*The New Fund Promotion Reward are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the new fund offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the new fund offers applicable.

Spend HKD3,500 and earn HKD800!
Spend HKD3,500 and earn HKD800!

Spend HKD3,500 and earn HKD800!

Spend with Mox Credit and be rewarded too! Accumulate HKD3,500 spending in eligible transactions during your first 30 days upon Mox Credit approval to earn an additional HKD800 in Cash Rewards. Whether you are booking for your summer getaway or enjoying a lavish meal, simply spend with Mox Credit to effortlessly earn real cash rewards!

Earn with no limit! Unlimited 2% CashBack² anywhere

From dining, shopping, travel to transportation, you can earn Unlimited 2% CashBack! Mox allows you to enjoy freedom with no cap, no categories, no limit! Keep HKD75,000 in Mox Account (excluding any balances held in your Time Deposit Account(s)) to enjoy high savings rate and unlock Unlimited 2% CashBack. No cap, no categories limit! You can still earn Unlimited 1% CashBack³ if you’re not keeping enough account balance with Mox.

Earn with no limit! Unlimited 2% CashBack² anywhere

From dining, shopping, travel to transportation, you can earn Unlimited 2% CashBack! Mox allows you to enjoy freedom with no cap, no categories, no limit! Keep HKD75,000 in Mox Account (excluding any balances held in your Time Deposit Account(s)) to enjoy high savings rate and unlock Unlimited 2% CashBack. No cap, no categories limit! You can still earn Unlimited 1% CashBack³ if you’re not keeping enough account balance with Mox.

Applying is easy and only takes a few minutes⁴
Applying is easy and only takes a few minutes⁴

Applying is easy and only takes a few minutes⁴

  • Download our Mox app and apply for Mox Credit anytime, anywhere.
  • All you need is your HKID, a local address and an email address. It’s that easy.
  • There’s no annual fee or minimum spending required.
  • Successfully applied? Add Mox Credit to your digital wallet and start spending. The more you spend, the more you earn.

We’re Mox, a virtual bank backed by Standard Chartered, in partnership with HKT, PCCW and Trip.com. Our mission is to help everyone in Hong Kong grow – their money, their world, their possibilities.

Join us now to enjoy Smart Banking, Smart Saving, Smart Spending and Smart Investing.

To borrow or not to borrow? Borrow only if you can repay!

MOXEASY Invitation Code Promotion Terms and Conditions and MOXEASY Invitation Code Promotion Top-up Reward Terms and Conditions apply.

Clause 9 of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

¹Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply.

²From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of HKD75,000 or more in your savings accounts with Mox at the time you make the relevant transaction. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account and balances in your Time Deposit Account(s) will not count towards your eligible balance.

³From 4 May 2021, earn unlimited CashBack calculated at 1% of the amount of the eligible transaction made with Mox Credit.

⁴In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.