Senior / Product Owner, Lending
About Mox
Mox is built by and for the ones who aspire to live life to the fullest – we call them Generation Mox! The name Mox reflects the endless opportunities we can create, - Mobile eXperience; Money eXperience; Money X (multiplier), eXponential growth, eXploration… it’s all up for us to define together.
Why Mox
Mox helps you grow – your money, your world, your possibilities. We equip you with the financial management tools, information and insights you need to make your dreams, big or small, come true.
Everything at Mox – from our products, features, to rewards – is designed based on customer research, tailor made for your needs. We care about what customers care about, especially in data security and privacy. Data ethics is core to everyone here at Mox.
Mox rewards you with an array of banking and lifestyle benefits. Who says banking can’t be fun?
Who are we looking for?
We would like to look for a Senior/ Product Owner, Lending to provide insights into product, tech, and market trends, pre-empting imminent disruptions and identifying opportunities for acceleration.
職責範圍
- Provide insights into product, tech, and market trends, pre-empting imminent disruptions and identifying opportunities for acceleration.
- Deliver the best-in-class customer experiences, with cutting edge risk management & reg technologies.
- Optimising end to end customer life cycle for Mox Credit users encompassing application, line assignment and management, statement issuance, loan on cards and top ups, debt consolidation, balance transfers, instalment payments for purchases / statements, risk-based pricing, portfolio management for each of these activities and driving take up.
- Consecutively research about new features, identify possible outbreaking updates or changes within the sector, inform the teams about the changes and possible usage scenarios in our services.
- Gather, track and manage user comments, service feedback, bank needs, concept testing, analytics tools.
- Facilitate the build and testing of operational processes, systems, and reporting capabilities.
- Ensure the lending services are running 24/7 with no errors. Work with vendor partners in keeping up service levels, optimize costs and negotiations for renewals and new initiatives.
- Ensure bi-weekly app releases are smooth to customers and all services are working as expected.
- Working closely with business analysis, UX teams and technology teams to plan the product features backlog, prioritize, evaluate and deliver the initiatives. Ensure all teams has an adequate amount of prior prepared tasks to work on.
- Collaborate with marketing, Customer Service and stakeholders for product roll out.
- Design, monitor and report on product KPIs, measure effectiveness of features and sharing results and insights within the organization.
要求
- 5 – 8 years’ experience in product ownership as well as service delivery with a strong technical background.
- Fluent English - Cantonese gives you a clear advantage.
- In-depth knowledge and hands-on experience with agile development methodologies.
- Knowledge and understanding of unsecured lending and credit cards product especially strong understanding of statement cycles, instalment loans and portfolio management. Experience working in unsecured lending domain is preferred.
- Outstanding communication, presentation, and leadership skills.
- Ability to manage time and schedules to meet aggressive deadlines and influence through persuasive written and verbal communication.
- Exceptional interpersonal and communication skills.
- Sharp analytical and problem-solving skills, designing test scenarios and executing tests.
- An ability to think strategically and creatively.
- Vendor relationship management and contract / SLA negotiation skills is a plus.