Mox Payroll Offer exclusively for HKT staff

Mox Payroll Offer exclusively for PCCW/HKT staff

Grab the chance to let your money work harder for you! From now till 31 October 2024, no matter you are newly onboarded Mox customer or existing customer, as long as you are one of the PCCW/HKT staff, you can enjoy the designated Payroll Promotion if you successfully complete a Payroll transaction with Mox account for the first time! Plus, you can access other unlimited rewards, from savings to spending!

4 Rewards Await: Join Mox Now

Up to 8,000 Clubpoints (for PCCW/HKT staff only)

Up to 2% Unlimited CashBack²

Up to 3% p.a. savings rate³ (1.5% savings base rate⁴ + 1.5% bonus savings rate)

HKD1,200 Cash Rewards⁵ (for new customers only)

(Only for PCCW/HKT staff) Change your Payroll account to Mox Payroll service and complete designated missions to get 8,000 Clubpoints

From now until 31 October 2024, when you successfully changed your payroll account to the Mox Payroll service, keep the required deposit amount in 8 consecutive months after completing the first eligible payroll transaction, you can earn up to 8,000 Clubpoints¹⁺⁶ so you can enjoy rewards and deduct designated amount when purchasing designated travel packages⁷.

1st Requirement: Complete the first eligible payroll transaction on or before 31 October 2024
2nd Requirement: Use Mox Payroll service during your first 2 months after completing the first eligible payroll transaction.
3rd Requirement: Keep HKD75,000 in your Mox savings account everyday during your first 2 months after completing the first eligible payroll transaction.

You can get 4,000 Clubpoints by completing 1st-3rd Requirement and complying the other terms and conditions.

4th Requirement: Use Mox Payroll service within 6 months.
5th Requirement: Keep HKD75,000 in your Mox savings account everyday within the 6 months.

You can get another 4,000 Clubpoints by completing 4th-5th Requirement andcomplying the other terms and conditions.

How to earn the Payroll offer?

Check out your Mox Account number in the Mox app
Go to your Mox app > Tap “View accounts” > Tap the small info icon
Notify your employer of the change to your payroll account
After successfully transferring the payroll to Mox, keep a HKD75,000 deposit in your account for the designated period to earn up to 8,000 Clubpoints

That's it!

It doesn’t stop here🎁! With Mox, earn unlimited rewards the moment you get your salary and start saving.

(For all Mox customers) Savings: Earn up to 3% p.a. savings rate

(For all Mox customers) Savings: Earn up to 3% p.a. savings rate

Save wisely with your hard-earned money! At Mox, you can enjoy a guaranteed 1.5% p.a. savings base rate – with no limit, minimum balance required, or condition.

Simply invest and/or exchange foreign currencies at Mox with just HKD20,000 (or equivalent) during the promotion period, and you can earn a bonus 1.5% p.a. savings rate on up to HKD3,000,000 deposit (for deposits in your savings accounts, including Mox Invest Account), that's a total savings rate of up to 3% p.a.!

(For all Mox customers) Savings: Earn up to 3% p.a. savings rate ) Spending: Get up to 2% Unlimited CashBack everywhere

(For all Mox customers) Savings: Earn up to 3% p.a. savings rate ) Spending: Get up to 2% Unlimited CashBack everywhere

Funding and keeping HKD75,000 in Mox Account*(not including Time Deposit) will earn you not only high interest but also 2% Unlimited CashBack when you spend with Mox Credit within the promotion period. From dining and shopping to travel and transportation, Mox allows you to enjoy unlimited financial freedom!

And that’s not all! We also offer a selection of 3% CashBack Merchants⁸, including The Club, NowTV, CSL and more!

View full merchant table

*You can still earn 1% Unlimited CashBack⁹ even if your eligible balance falls below the above threshold.

(For all Mox customers) Apply for an Instant Loan to get extra cash and earn cash reward!

(For all Mox customers) Apply for an Instant Loan to get extra cash and earn cash reward!

Need extra cash for travel, education or a new car? Simply successfully apply for an Instant Loan of HKD750,000 or more and repay over 12 months to enjoy an APR as low as 1.98%¹¹. Don't miss out on this ultra-low APR! Act now!

From now until 3 September 2024, you can enjoy up to HKD8,888 Cash Reward¹² when you successfully apply for our designated Instant Loan to achieve your life goals faster. Cash Reward will be credited to your Mox Account on or before 31 October 2024.

Mox Welcome offer: Earn HKD1,200 Cash Rewards

Mox Welcome offer: Earn HKD1,200 Cash Rewards

As a new customer, you’ll earn HKD200 Cash Rewards when you open a Mox Account and apply for Mox Credit¹⁰ with the invitation code ‘MOXCLUB24’ and accumulate HKD 1,000 spending in eligible transactions during your first 30 days upon Mox Credit approval, you can earn the extra HKD1,000 Cash Rewards. That adds up to HKD1,200 Cash Rewards in total!

Learn more

Not a Mox customer yet? Join today with just a few minutes:

Download Mox app

Enter the invitation Code “MOXCLUB24” when you open a Mox Account

To make scanning your identity card easier, we recommend placing it on a dark surface and ensuring sufficient lighting. After successful scanning the front of your identity card, flip it over and scan the back.

When taking a selfie, please keep your phone at a horizontal angle for easier facial recognition. Avoid having other people in the background when taking a selfie.

To borrow or not to borrow? Borrow only if you can repay!

¹PCCW/HKT Payroll Promotion Terms and Conditions apply. You will be eligible to enjoy 4,000 Clubpoint, you must complete the first Eligible Payroll Transaction on or before 31 October 2024 and during the 2 calendar months following the month you complete your first Eligible Payroll Transaction (“First Hold Fund Period”), continue to complete an Eligible Payroll Transaction in each calendar month, and maintain a HKD Eligible Balance of at least HKD75,000 every day during the First Hold Fund Period. You will be eligible to enjoy another 4,000 Clubpoints if you continue to complete an Eligible Payroll Transaction in each calendar month for 6 consecutive calendar months after the end of the First Hold Fund Period (“Second Hold Fund Period”); and continue to maintain a HKD Eligible Balance of at least HKD75,000 every day during the Second Hold Fund Period. You shall not be eligible to receive any Clubpoints Reward if you have received or are entitled to receive any other Reward under any other Mox New Funds Campaigns. Please refer to clause 6 & 9 of this Terms and Conditions for details.

²From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of at least HKD75,000 in your savings accounts with Mox (excluding any balances held in your Time Deposit Account(s)) at the time you make the relevant transaction. Clause 9 of Schedule 1 (Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers. Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply. We reserve the right, at any time, without notice or reason and in our sole and absolute discretion, to change, modify or terminate the Promotion.

³Savings Base Rate Enhancement Promotion Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details. Investment and Currency Exchange Transaction(s) involves risks. Mox Invest Terms and Conditions apply.

⁴Mox's General Terms and Conditions and all schedules thereto apply. Please refer to the ‘legal documents’ section of our website. Our savings base rate is not applicable to any deposits held under a customer’s Time Deposit Account(s).

⁵MOXCLUB24 Invitation Code Promotion Terms and Conditions apply.

⁶A member of The Club will be able to receive and/or redeem various benefits offered by or through The Club subject to these Terms and Conditions and other relevant terms. In the event of dispute, decisions made by The Club(operated by Club HKT Limited) shall be final.

⁷The usage of Clubpoints on Club Travel Website are governed ‘“Club Travel Use Clubpoints Service” Terms and Conditions’ (https://www.clubtravel.com.hk/zh/general-terms-and-conditions.html). This offer, travel service and packages are provided by The Club Travel Services Limited (“Club Travel”), a licensed travel agent, license number 350873.

⁸From 1 August to 30 September 2024, register the offer in Mox Rewards at Mox app to earn CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit at other selected daily merchants, up to HKD50 for other selected daily merchants. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.

⁹From 4 May 2021, earn unlimited CashBack calculated at 1% of the amount of the eligible transaction made with Mox Credit.

¹⁰In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.

General terms and conditions (in particular, Part B ‘Instant Loan of Schedule 3 ) and the Instant Loan Key Facts Statement apply. Details are available in the ‘Legal documents’ section of our website.

The maximum amount of an Instant Loan depends on the status of your Mox Credit. For example, your maximum Instant Loan amount will vary depending on factors such as your available credit limit for Mox Credit (we will always leave you a buffer of HKD3,000 on your Mox Credit “available to spend”, after deducting the total repayment of your Instant Loan from your credit limit for Mox Credit to allow you to continue spending on Mox Credit).

The APR is calculated using methods specified in relevant guidelines as set out in the Code of Banking Practice. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. The APR for an Instant Loan is subject to Mox’s final decision on a case-by-case basis and the Mox Credit account status at the time Mox receives the Instant Loan application.

¹¹For an Instant Loan on a Mox Credit transaction of HKD750,000 or above spilt into 12 monthly instalments, the Annualised Percentage Rate (APR) is as low as 1.98% (which does not includes cash reward of Instant Loan Cash Reward Promotion).

¹²Instant Loan Cash Reward Promotion Terms and Conditions apply. For an Instant Loan on a Mox Credit transaction of HKD750,000 spilt into 49 monthly instalments, the Annualised Percentage Rate (APR) is as low as 4.17% (which includes the cash reward of HKD8,888 which will be credited to your Mox Account on or before 31 October 2024), while the APR excluding cash rewards of Instant Loan Cash Reward Promotion is as low as 4.78%.