Get a pay rise with Mox – Mission Bonus Rate & card perks
Fully experience with Mox by switching your payroll today and discover the daily banking advantages we offer. Switch to Mox Payroll to unlock 1.5% p.a. bonus rate on your HKD/USD Savings Account. That’s not it, you can also enjoy unlimited 2% CashBack or HKD4=1 Asia Miles on Mox Credit Card spending.
To borrow or not to borrow? Borrow only if you can repay!
From 1 July 2026 to 31 August 2026, when you make an eligible Mox Credit Card transaction, if you (a) have completed an Eligible Payroll Transaction of HKD25,000 or more, or (b) have Mox+ (each an “Unlocking Criterion”), depending on the Spending Rewards Scheme you have chosen, you can receive 2% CashBack or HKD5 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. If you have not satisfied an Unlocking Criterion, you can receive 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. “Eligible Payroll Transaction” means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’. You can receive 2% CashBack or HKD5 = 1 Asia Mile during the period beginning on the day you complete the Eligible Payroll Transaction and ending on the earlier of (a) the last day of the next calendar month and (b) 31 August 2026. From 1 September 2026, when you make an eligible Mox Credit Card transaction, if you have Mox+, depending on the Spending Rewards Scheme you have chosen, you can receive 2% CashBack or HKD5 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. If you do not have Mox+, you can receive 1% CashBack or HKD10 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. Please refer to the Rewards for Cards Schedule for further details.
Eligible Payroll Transaction means a transaction where your employer pays your salary into your Mox Account via FPS, and the transaction is displayed as ‘Salary’ in the Mox app. For the avoidance of doubt, standing instructions or other local electronic transfers are not considered ‘Eligible Payroll Transactions’.
Please refer to the Mission Bonus Rate Promotion (2026) Terms and Conditions for further details. For clarity, it is not possible to receive additional interest if you satisfy the requirement on the last day of the calendar month.