Join now to earn more! Refer a friend successfully to Mox, get up to HKD1,800 together and continue earning HKD600 per successful referral!

Enjoy the rewards together in just a few taps

Enjoy the rewards together in just a few taps

Open your Mox app and head to the ‘Discover’ page by tapping the gift box icon in the upper right corner on the homepage.
Share your unique invitation code with your friends and remind them to spend at least HKD4,000 with Mox Credit or Mox Card across eligible transaction(s).
You can track your referral progress and Cash Rewards in the Mox app.

1st and onwards Successful Referral

The Cash Reward you’ll get

The Cash Reward he/she’ll get

When your referee fulfils the Mox Credit Spending Requirement* HKD400 each + HKD200 bonus = HKD600 each HKD1,200 each
When your referee fulfils the Mox Account Spending Requirement^ HKD400 each + HKD200 bonus = HKD600 each HKD700 each

We’ll credit all Cash Rewards into the Mox Accounts of you and your friends on or before 14 February 2025. Invite them now!

*Spend HKD4,000 across one or more Eligible Transaction(s) with Mox Credit from their Mox Credit approval date and the following 60 days.

^Spend HKD4,000 across one or more Eligible Transaction(s) with Mox Card from the date they open their Mox Account and the following 60 days.

Referer can only receive Cash Reward once per each successful referral. Referee can only receive one Spending Reward, either the “Mox Account Spending Reward” or the “Mox Credit Spending Reward”.

Why Bank with Mox?
Why Bank with Mox?

Why Bank with Mox?

The only bank in Hong Kong that pays you cash every day

The world is changing, and your wealth game needs to keep up with the times. With Mox, the interest on your savings is calculated and credited to your Mox Account daily – watch your savings grow faster as the interest keeps rolling in.

Spend with Mox Credit¹, earn CashBack² that is calculated instantly and credited daily to your Mox Account. What’s more, it’s the best in town# 2% Unlimited CashBack³ – real cash, with no cap or category limits. Simply use your Mox Credit anytime, anywhere!

Mox Credit, better than a credit card
Mox Credit, better than a credit card

Mox Credit, better than a credit card

With Mox Credit, you’re not only enjoying Unlimited CashBack, but Mox Credit offers more than just a credit card. Once your credit limit is approved, you’ll unlock a realm of banking services with Mox, no extra documents or headaches required:

  • You can pay with Mox Credit via FPS, making daily transfers or paying bills, as easy as a breeze
  • After spending, split your transactions instantly by Split Purchase or Split Your Statement, and easily manage your finance
Applying is easy and only takes a few minutes
Applying is easy and only takes a few minutes

Applying is easy and only takes a few minutes

  • Download our Mox app and apply for Mox Credit anytime, anywhere.
  • All you need is your HKID, a local address and an email address. It’s that easy.
  • There’s no annual fee or minimum spending required.
  • Successfully applied? Add Mox Credit to your digital wallet and start spending. The more you spend, the more you earn.
To borrow or not to borrow? Borrow only if you can repay!

Promotion period: 7 August 2024 – 30 September 2024.

Mox Referral Programme FAQ

Mox Referral Programme Terms and Conditions apply.

Mox Referral Programme: Exclusive Campaign Terms and Conditions apply.

#Compared against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.

¹Our General Terms and Conditions (in particular, see Schedule 3) and the Mox Credit Key Facts Statement apply. Friendly reminder: You can only apply for Mox Credit once your Mox Account has been successfully opened. In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.

²Clause 9 of Schedule 1(Terms and Conditions for Accounts and Card Management) to the General Terms and Conditions (which can be found in the Mox app and/or on our website) applies.

³From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of HKD75,000 or more in your savings accounts with Mox at the time you make the relevant transaction. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account and balances in your Time Deposit Account(s) will not count towards your eligible balance.