Enter Invitation Code when you open a Mox Account
From now until 30 September 2022, open a Mox Account for the first time with the invitation code "HYROXMOX"
and spend HKD2,000 in aggregate with Mox Credit on eligible transaction(s) from the date you open your Mox
Account and the following 45 days to earn HKD600 cash reward⁵ in your Mox Account, which is real cash, not
reward points or mileage!
Apply in minutes and get an instant decision, plus no annual fee
Enjoy the Mox Card - One card for all purchases and cash withdrawal. Numberless, easy and convenient
Mox Credit¹ – it’s better than a credit card. Spend with Mox Credit at CashBack Merchants to enjoy 3%
CashBack² or up to 5% CashBack²!
From 1 to 30 September 2022, when new customers successfully join Mox, the Welcome Bonus they enjoy on their
deposits will be upgraded to 2.7% p.a. Together with our base rate, you can enjoy a deposit rate of up to 3%
p.a.3 throughout your first 60 days with Mox, and the interest is calculated and paid to your Mox Account
From now until 10 October 2022, apply for a Split Purchase or Group Split Purchase of HKD5,000 or more and
earn Cash Rewards⁴.
You can apply for Instant Loan from Mox Credit, 24/7 all within your Mox app. No additional documents required
and you can get an instant decision.
You can transfer credit card bills you have with other banks or financial institutions to Mox using Instant
24/7 currency exchange at mid-market rate - instant currency exchange at the Mox FX rate (the mid-market
rate). Fair and transparent – you get exactly what you see.
Settle any payment with Mox Credit via FPS or the bank transfer function in the Mox app. When you do so, you
can enjoy an interest free period of up to 56 days.
Pay and receive money from anyone, anytime in Hong Kong. Invite your friends to use Mox together to split
²From 1 September to 31 October 2022, earn up to HKD50 of 3% CashBack on eligible transactions made with Mox
Credit at CashBack Merchants. From 1 August to 30 September 2022, if ‘5% CashBack Unlock’ is activated, earn up to
HKD100 of 5% CashBack (the cap will be shared with 3% CashBack) on eligible transactions made with Mox Credit at
CashBack Merchants. Our General Terms and Conditions (in particular, see clause 7 of Schedule 1 to the General
Terms and Conditions) apply. See also the Mox CashBack Table in the ‘Legal documents’ section in the ‘Legal
documents’ section of our website for specific details of our current CashBack offers. 5% CashBack Unlock Promotion terms and conditions apply. You may also refer to the promotion FAQ.