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Up to 6.2% p.a. savings rate!

For new customers who successfully join Mox from 1 August to 30 September 2023, simply register Mox as your default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day deposits! Together with our 0.3% p.a. base rate, you will enjoy 3.5% p.a. in total. By completing Mox Bonus challenges before each month in August and September, you can further unlock an extra 2.7% p.a.¹, enjoy 6.2% p.a. savings rate on up to HKD250,000 deposits²!

Once your Mox Account is successfully opened between 1 August to 30 September 2023*, simply register Mox as your default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day up to HKD250,000 deposits²!

+
3.2%
p.a.
Welcome Bonus Rate
(Exclusive for new customers)
+
3.2%
p.a.
Welcome Bonus Rate
(Exclusive for new customers)

Once your Mox Account is successfully opened between 1 August to 30 September 2023*, simply register Mox as your default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day up to HKD250,000 deposits²!

Spending Challenge: Spend at least HKD5,000 using your Mox Card (with Mox Credit or from your Mox Account)³.

+
1.2%
p.a.
Mox Bonus – Spending Challenges
+
1.2%
p.a.
Mox Bonus – Spending Challenges

Spending Challenge: Spend at least HKD5,000 using your Mox Card (with Mox Credit or from your Mox Account)³.

Saving Challenge: Keep HKD10,000 New Funds on a day on top of your Monthly Average Savings Balance⁴ for previous month.

Check how much deposits you should keep in total on Mox app!

+
1%
p.a.
Mox Bonus – Saving Challenges
+
1%
p.a.
Mox Bonus – Saving Challenges

Saving Challenge: Keep HKD10,000 New Funds on a day on top of your Monthly Average Savings Balance⁴ for previous month.

Check how much deposits you should keep in total on Mox app!

Bill Payment Challenge: Pay 2 bills of at least HKD 100 each using ‘Pay bills’ feature, in the past 35 days⁵ (with Mox Credit or your Mox Account).

+
0.5%
p.a.
Mox Bonus - Bill Payment Challenge
+
0.5%
p.a.
Mox Bonus - Bill Payment Challenge

Bill Payment Challenge: Pay 2 bills of at least HKD 100 each using ‘Pay bills’ feature, in the past 35 days⁵ (with Mox Credit or your Mox Account).

Enjoy 6.2% p.a. savings rate in total​

Once you’ve completed all Mox Bonus Challenges, including our base rate and the Welcome Bonus Rate, you’ll enjoy 6.2% p.a. savings rate up to HKD250,000 deposits¹’², and 3% p.a. savings rate for the next 250,000 deposits!

+
0.3%
p.a.
Base rate
+
0.3%
p.a.
Base rate
Enjoy 6.2% p.a. savings rate in total​

Once you’ve completed all Mox Bonus Challenges, including our base rate and the Welcome Bonus Rate, you’ll enjoy 6.2% p.a. savings rate up to HKD250,000 deposits¹’², and 3% p.a. savings rate for the next 250,000 deposits!

Login Mox app to view your progress now!

Tapping the gift box icon on the Homepage in the Mox app brings you to the Discover page, where you can find out more about the Mox Bonus Promotion.

You will be able to check how much deposits you should keep in total for Saving Challenge! The status of each Mox Bonus Challenge is also updated every day, so you can track and unlock your bonus rates easily.

You’ll be eligible for the corresponding Bonus Rate on your next-day deposits after completing the Challenges¹. The bonus rate is calculated and credited to you every day. The earlier you start, the more you get – so act now and earn more!

To borrow or not to borrow? Borrow only if you can repay!

Welcome Bonus Promotion (August - September 2023) and Mox Bonus Promotion (August - September 2023) terms and conditions apply.

¹If any of the Challenges above are completed on the last day of the calendar month, you will not be credited any bonus interest rate the next calendar day.

²6.2% p.a. savings rate is only applicable on up to HKD250,000 deposits. 3% p.a. savings rate is applicable for the next HKD250,000 deposits.

³Only “Eligible Card Transaction(s)” that have settled (i.e. appear as ‘completed’ in the Mox app) during the relevant Challenge Period will be counted towards the Spending Challenge for that Challenge Period.

⁴Monthly Average Balance refers to the average of your HKD Savings Account Balance on all calendar days in a calendar month.

⁵Only “Eligible Bill Payment Transaction(s)” that show as ‘sent’ in the Mox app during the relevant Challenge Period will be counted towards the Bill Payment Challenge for that Challenge Period. HKT Autopay Switch transactions will not be counted.