Welcome Bonus upgraded for new customers – Enjoy up to 2.5% p.a. total deposit rate!

Good news! New customers who successfully join Mox between 1 August and 30 September 2022 can enjoy our Welcome Bonus – an extra 1.5% p.a. deposit rate for the first 60 days with Mox! If you joined before 1 August 2022, your Welcome Bonus Rate will also be upgraded to 1.5% p.a. deposit rate during the remaining Reward Period.

What’s more? Complete Mox Bonus challenges below in August and September and enjoy an extra 0.7% p.a. deposit rate. Together with the base rate, this boosts your deposit rate to 2.5% p.a. in total¹!

Enjoy 1.8% p.a. deposit rate automatically for your first 60 days with Mox
Welcome Bonus Rate
(Exclusive for new customers)
Once your Mox Account is successfully opened between 1 August and 30 September, you will automatically enjoy an extra 1.5% p.a. Welcome Bonus on your deposits of up to HKD250,000 throughout the first 60 days with Mox!

If you joined us before 1 August, the Welcome Bonus for your remaining Reward Period will also be automatically upgraded to 1.5% p.a.!
Base rate
This means new customers will enjoy 1.8% p.a. for up to 60 days together with our base rate! Want to unlock higher deposit rates? Simply complete Mox Bonus Challenges below each month to boost your interest!
Extra deposit rate awaits! Complete Mox Bonus Challenges and earn more
Mox Bonus – Saving and Spending Challenges
Saving Challenge: Keep HKD10,000 New Funds on a day on top of your Monthly Average Balance² of previous month!
Remember to update your Mox app to the latest version to check how much deposits you should keep in total!

Spending Challenge: Spend at least HKD3,000 each month using your Mox Card (with Mox Credit or from your Mox Account)³.
Earn 1% Unlimited CashBack⁴ at the same time when you spend with Mox Credit!
Mox Bonus - Bill Payment Challenge
Pay 3 bills of at least HKD100 each using ‘Pay bills’ feature, in the past 35 days⁵ (with Mox Credit or your Mox Account)
Join us earlier and earn more! 
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Check out our other promotions to earn more when you join Mox!

To borrow or not to borrow? Borrow only if you can repay!

Promotion period: 1 August 2022 – 30 September 2022

Mox Bonus Promotion (August – September 2022) terms and conditions, Welcome Bonus Promotion (April – September 2022) terms and conditions apply.

¹If any of the Challenges above are completed on the last day of the calendar month, you will not be credited any bonus interest rate the next calendar day.

²Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.

³Only “Eligible Card Transaction(s)” that have settled (i.e. appear as ‘completed’ in the Mox app) during the relevant Challenge Period will be counted towards the Spending Challenge for that Challenge Period.

⁴From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. General Terms and Conditions (in particular, see clause 7 of Schedule 1 to the General Terms and Conditions) apply. See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

⁵Only “Eligible Bill Payment Transaction(s)” that are shown as ‘sent’ in the Mox app during the relevant Challenge Period will be counted towards the Bill Payment Challenge for that Challenge Period. HKT Autopay Switch transactions will not be counted.