One successful referral, HKD300 cash for both

Springtime is super chill for hanging out with friends — in our new round of Mox Referral Programme from now till 11 April 2023, referring friends successfully to Mox, the most recommended virtual bank in Hong Kong^, and both of you can earn cash rewards of HKD300 easily. If you have more friends to refer, you can even get unlimited cash rewards of HKD100!



Get HKD300 for your first successful referral, while your friend also gets HKD300

As a Referrer:
For the first successful referral, you can get HKD300 cash! From the second referral onwards, you can continue earning an unlimited HKD100 cash reward per successful referral*.

To earn cash rewards, remember to ask your friends to open a Mox Account with your Invitation Code, apply for Mox Credit, and spend HKD300 or more with Mox Credit from the date they open their Mox Account and the following 30 days.
As a Referree:
You will receive HKD300 cash for successfully opening a Mox Account using the Invitation Code of your friend, applying for Mox Credit and spending HKD300 or more with Mox Credit from the date you open your Mox Account and the following 30 days.

Purchases can be made in-store, online, with Apple Pay or Google Pay to contribute towards the spend requirement.
Successful Referral When your referee fulfils the Mox Credit Spend Requirement*, the cash reward you’ll get When your referee fulfils the Mox Credit Spend Requirement*, the cash reward he/she’ll get
1st  HKD300 HKD300 each
2nd and onwards HKD100 each HKD300 each

We’ll credit the cash rewards into the Mox Accounts of you and your friends within 30 days after the transaction(s) of the Referee(s) have been settled and meet the spending requirement. Invite them now!

^Based on the net recommendation score from YouGov’s Hong Kong BrandIndex banking and payment sector survey of 5,600 aged 18+ respondents between 1 January and 30 June 2022.

*Spend HKD300 across one or more Eligible Card Transaction(s) with Mox Credit from the date they open their Mox Account and the following 30 days.

Enjoy the rewards together in just a few taps

Open your Mox app and head to the ‘Discover’ page by tapping the star icon in the upper right corner on the homepage.
Share your unique invitation code with your friends and remind them to spend at least HKD300 with Mox Credit across eligible transaction(s), from the date they open their Mox Account and the following 30 days.
You can track your referral progress and cash rewards in the Mox app.
Unlimited Friendship! Unlimited Cash Rewards

Starting from the 2nd referral, you’ll keep earning an unlimited HKD100 for each additional successful referral* and each of your friends will receive HKD300 cash rewards after meeting the spend requirement. You’re not only earning unlimited cash rewards, but also unlimited friendship! Invite your friends now to enjoy this new way of banking with Mox!

Promotion Period: From now till 11 April 2023

To borrow or not to borrow? Borrow only if you can repay!

*Terms and Conditions apply. Referees must meet a designated spend requirement with Mox Credit during a specified period for the referral to be counted as successful. For details, please refer to Mox Referral Programme’s Terms and Conditions.