Have a fruitful university life with Mox! Open a Mox Account with code “MOXUNI23”, Spend and earn up to HKD800!

University life can be challenging already, still have to worry about finances? Don’t worry, let Mox take care of it for you! From earning CashBack and daily interest, transferring money flexibly, to paying tuition fees, you can bank the way you like with Mox.

Welcome to Mox Reward

Welcome to Mox Reward

Start your university life with a cash reward! From now until 31 October 2023, simply open a Mox Account with the invitation code “MOXUNI23” and you’ll be rewarded with HKD100 Cash Reward!

Mox Spend Reward**

Mox Spend Reward**

Credit Card or Debit Card? That is not a question now, Mox makes it both rewarding to you.

Credit Spend Reward: During the promotion period, you can get another HKD700 Cash Rewards by accumulating HKD1,000 in eligible transactions with Mox Credit within the first 30 days of your Mox Credit approval.

Debit Spend Reward: During the promotion period, you can get another HKD200 Cash Rewards by accumulating HKD1,000 in eligible transactions with Mox Card (spending from Mox Account) within 30 days from the date of successful Mox Account opening.


Spend HKD1,000 with Cash Reward**
Mox Credit HKD700
Mox Card (spending from Mox Account) HKD200

Mox rewards you real cash, not points. Save your time from looking at confusing points system!

Kickstart a new university life today with Mox. Download Mox app to open an account in minutes anytime, anywhere and with no fees. All you need to do is provide your HKID, student ID plus a residential and mailing address in Hong Kong.

**You can only receive either Credit Spend Reward or Debit Spend Reward by meeting the spending requirement with Mox Credit or Mox Card (spending from Mox Account). The Reward you are eligible to receive will depend on which kind of spending requirement is met first. For instance, if you have already spent HKD1,000 with Mox Card (spending from Mox Account), you will only gain HKD200 Cash Reward even if you spend with Mox Credit afterwards.

Study hard, join the student societies, live in hall, be in a romantic relationship and get a part-time job...People always say there are “top five things to do in university”, well but it’s never easy to experience all of these. Good time and money management are essential, let Mox be your partner to enjoy your dream university life! 

“Hall life”: Spend with Mox to earn real CashBack

“Hall life”: Spend with Mox to earn real CashBack

No more slacking from home. Hall life can be financially burdening as students will need to worry about daily necessities, food delivery and even new home appliances. Spend smarter with Mox to earn 1% Unlimited CashBack¹ and even earn3% CashBack at Selected Merchants². View merchant list:


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“Get a part-time job”: Make the most of your savings with Welcome Bonus + Mox Bonus

“Get a part-time job”: Make the most of your savings with Welcome Bonus + Mox Bonus

Finding it hard to juggle university and part-time work? Don’t let your hard earn money go to waste! Mox offers you the best-in-town deposit interest rate* so you can boost your savings effortlessly! New customers who successfully join Mox from 1 August to 30 September, simply register Mox as your default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate* on next-day deposits. Together with our base rate, you will enjoy 3.5% p.a. automatically for your first 60 days with Mox! By completing Mox Bonus challenges in August and September, you can further earn an extra 2.7% p.a. on the next day**, which means you can enjoy up to a 6.2% p.a. savings rate in total!

*Up to HKD250,000 of your total HKD denominated deposit held across all your saving accounts with Mox.


**If any of the Challenges above are completed on the last day of the calendar month, you will not be credited any bonus interest rate the next calendar day.


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“Find the one”: Mox Exclusive Offers just for you!

“Find the one”: Mox Exclusive Offers just for you!

Just like your loved, Mox also treats our customers as the one and only. From shopping discounts to extraordinary experiences, whether it’s a restaurant or a music streaming services, we’re bringing you exclusive offers like no other.


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“Join the student societies”: Refer Mox to your buddies and enjoy cash rewards together

“Join the student societies”: Refer Mox to your buddies and enjoy cash rewards together

Nothing beats working together, smiling, and growing with your buddies in a student society! Refer your dearest friends to Mox now and enjoy the rewards plus awesome banking experience together! Simply ask your friends to open a Mox Account with your invitation codes, apply for Mox Credit, and spend HKD800 or more with Mox Credit from the date they open their Mox Account and the following 30 days. Your friends can get HKD800 cash while you can get an unlimited HKD200 cash reward for each successful referral!


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“Study hard”: Paying tuition fees made easy

“Study hard”: Paying tuition fees made easy

Study hard and stay focused but don’t forget to pay your tuition fees! With Mox, easily make payments to more than 900 organizations, including higher education institutions, from your Mox Account, Goal accounts or Mox Credit with our Bill Payment function. Manage all your finances in one Mox app conveniently!


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To borrow or not to borrow? Borrow only if you can repay!

MOXUNI23 Invitation Code Promotion terms and conditions apply.

Welcome Bonus Promotion (August - September 2023) and Mox Bonus Promotion (August - September 2023) terms and conditions apply.

Mox Disclaimer applies.

¹From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. General Terms and Conditions apply (in particular, see clause 7 of Schedule 1 to the General Terms and Conditions) . See also the Mox CashBack Table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.

²From 1 August to 31 October 2023, earn up to HKD450 of 3% CashBack on eligible transactions made with Mox Credit at CashBack Merchants. From 1 May to 31 July 2023, earn up to HKD1,500 of 5% CashBack (the cap will be shared with 3% CashBack) on eligible transactions made with Mox Credit at CashBack Merchants with an active Split Purchase of HKD5,000 or more. Our General Terms and Conditions (in particular, see clause 8 of Schedule 1 to the General Terms and Conditions) apply. See also the Mox CashBack Table in the ‘Legal documents’ section in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.