Mox Local Rewards Programme

Promotion Period

Until 31 December 2024

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Mox is here to help you in supporting local businesses! That’s why we offer exclusive rewards to customers of selected local shops. Enjoy their purchases while supporting their favourite stores.
Simply enter the Invitation Code below when you open a Mox Account.
Invitation Code
How does it work?
Download Mox App
Enter Invitation Code when you open a Mox Account
Spend HKD800 with Mox Credit on eligible transaction(s) within 30 days of your Mox Credit approval day to earn extra HKD800 Cash Rewards!
3% CashBack¹
Spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants!
Enjoy interest-free Split Purchase at designated stores
With Split Purchase², you can break your expenses into smaller, more manageable amounts. You can enjoy 0% interest for 3-60 months repayment and single or multiple eligible transaction.
Tips to open a Mox Account
When you are opening a Mox Account, all you need is a mobile phone, an identity card, and a selfie.
  • To make scanning your identity card easier, we recommend placing it on a dark surface and ensuring sufficient lighting.
  • After successful scanning the front of your identity card, flip it over and scan the back.
  • When taking a selfie, please keep your phone at a horizontal angle for easier facial recognition.
  • Avoid having other people in the background when taking a selfie.
  • Remember to use only your own mobile phone to open the Mox Account and avoid sharing your phone, identity card and any important personal information with anyone else.
Why Mox?
Open an account in as fast as 3 minutes³ for free
Start earning daily interest, Earn a top-of-town⁴ 1.5% p.a. savings base rate for your HKD savings deposits – no conditions, no limits⁵. When you join Mox during 1 February to 31 March 2024, enjoy 1.5% p.a. bonus savings rate up to HKD3,000,000 deposits⁶ on the first 60 days with Mox! Enjoy up to 4.5% p.a. savings rate⁷ when you invest with Mox!
Earn the best in town⁸ up to 3% CashBack⁹ with Mox Credit, it’s better than a credit card
Make expenses more manageable by splitting eligible Mox Credit transactions, bill payments or FPS transfers into monthly instalments with Split Purchase
Get extra cash by Instant Loan with no additional documents needed
With 24/7 currency exchange at the Mox FX rate (the mid-market rate) and a fixed percentage fee, everything is fair and transparent
Make FPS payments with Mox Credit and enjoy up to 56 days interest free
Transfer and receive money into your Mox Account from anyone in Hong Kong, anytime
To borrow or not to borrow? Borrow only if you can repay!

MOXGP2024 Invitation Code Promotion Terms and Conditions and “MOXGP24” Invitation Code Promotion Participating Merchants List apply.

¹From 1 January to 31 December 2024, earn CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit at selected CashBack Merchants, up to HKD1,800.

²General Terms and Conditions (in particular, see Part A: Split Purchase of Schedule 3) and the Split Purchase Key Facts Statement apply. You can view the terms in the “Legal documents” section of our website. Each monthly instalment for a Split Purchase is charged to Mox Credit and will show on your Mox Credit statement. Please pay your Mox Credit statement balance in full on or before its due date to avoid finance charges (interest). 

³In some circumstances, we may require you to provide supporting documents by a simple submission process when you apply for Mox Credit. The approval time for Mox Credit is subject to a customer’s individual circumstances.

⁴Based on the savings base rates published on the websites of a total of 27 retail banks in Hong Kong, including 7 virtual banks and 20 incumbent banks, as of 16 January 2024. Promotional rates are not included in the comparison.

⁵Mox's General Terms and Conditions and all schedules thereto apply. Please refer to the ‘legal documents’ section of our website. Our savings base rate is not applicable to any deposits held under a customer’s Time Deposit Account(s).

Welcome Bonus Promotion (February – March 2024) Terms and Conditionsapply.

Savings Base Rate Enhancement Scheme Terms and Conditions apply. If the requirement is completed on the last day of the calendar month, you will not be credited any additional savings rate the next calendar day. Please see terms and conditions for details.

⁸Compared against 15 banks in Hong Kong on their unlimited CashBack credit card as published on official website as of 7 Sep 2023.

⁹CashBack Terms and Conditions apply.

Mox Bank Limited is a SFC Registered Institution (CE number: BNO808)