Unlock up to HKD1,000 Cash Reward or 52,000 miles

Promotion Period

24 October 2025 - 4 December 2025

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Earn rewards together – simply enter your friend’s Referral Code when opening a Mox Account

Referral Code
Copy
How does it work?
1
Download Mox App
2
Open a Mox Account using your friend’s Referral Code and complete the account opening process within the following 15 days from the day you use the Referral Code 
3
Select one welcome offer from “EARNINMOX”,“FLYWITHMOX” or “SAVEINMOX”, and register for it in the Mox app within 30 days from your Joining Day (If you do not make your selection during this period, you will not be eligible for any welcome offer¹).
4
Complete the designated requirements for your selected welcome offer within the specified period to earn your reward.
5
Make your first eligible spending transaction² using your Mox Card or Mox Credit within 60 days from your Joining Day, and your referrer will receive their referral reward.
Why Mox?
Open an account in a few minutes via Mox app, brings all your day-to-day banking needs in one app
Enjoy unlimited CashBack³
First in Hong Kong⁴– earn interest instantly with time deposits
To borrow or not to borrow? Borrow only if you can repay!

Mox do not sponsor or endorse third-party individuals offering cash rebates or other incentives not mentioned in our program terms. Such offers are not affiliated with our bank, and we are not responsible for their content or legitimacy. Please review our referral program terms and conditions carefully before participating.

Mox Referral Programme 21 Terms and Conditions apply.

“SAVEINMOX” Invitation Code Promotion Terms and Conditions apply.

“FLYWITHMOX” Invitation Code Promotion Terms and Conditions apply.

“EARNINMOX” Invitation Code Promotion Terms and Conditions apply.

Any e-payments and e-wallet top-ups from Alipay or WeChat Pay, will not count towards meeting of the Spending Requirement.

¹You must make your selection during the period beginning on and from your Joining Day and the following 30 days. If you do not make your selection during this period, you will not be eligible for any gift, reward or benefit for this Promotion.

²"Eligible Referral Transaction” means a transaction for the purchase of goods or services, as we determine, from time to time, to be eligible to contribute to the satisfaction of the requirement in clause 5(d) of the ‘Mox Referral Programme 21 Terms and Conditions’. For a transaction to be an ‘Eligible Referral Transaction’: (i) the transaction must have been processed through the Mastercard network; and (ii) the transaction must have been settled by the merchant (i.e. appear as ‘completed’ in the Mox app) by the end of the period specified in clause 5(d) of the ‘Mox Referral Programme 21 Terms and Conditions’.Regarding “Eligible Transaction”, please refer to clause 2 of Rewards for Cards Schedule.

³Please refer to the Rewards for Cards Schedule for further details. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’.

⁴The description of “first-to-market” is based on a comparison of other Time Deposit products that are publicly offered by 25 major banks in Hong Kong as of 20 November 2023