Unlock HKD1,000 Cash Reward

Promotion Period

4 July 2025 - 9 October 2025

Due to overwhelming response, the quota has been filled and “1200MOX” offer will end on 26 August, 2025. Thank you for your support!

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Earn rewards together – simply enter your friend’s Referral Code when opening a Mox Account

Referral Code

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How does it work?

Download Mox App

Open a Mox Account using your friend’s Referral Code and complete the account opening process within the following 15 days from the day you use the Referral Code 

Apply for Mox Credit and receive approval during the 30-day period following the day you use your friend’s Referral Code

Complete HKD$2000 spending requirement on your Mox Credit Card to get HKD1,000 cash reward during the 60-day period following your Joining Day

Prefer to spend with debit? Complete HKD2,000 spending requirement and get a HKD300 cash reward

Why Mox?

Open an account in a few minutes via Mox app, brings all your day-to-day banking needs in one app

Enjoy unlimited CashBack²

First in Hong Kong³– earn interest instantly with time deposits

To borrow or not to borrow? Borrow only if you can repay!

Mox do not sponsor or endorse third-party individuals offering cash rebates or other incentives not mentioned in our program terms. Such offers are not affiliated with our bank, and we are not responsible for their content or legitimacy. Please review our referral program terms and conditions carefully before participating.

Mox Referral Programme 21 Terms and Conditions apply.

“MOXISFIVE” Invitation Code Promotion Terms and Conditions apply.

Any e-payments and e-wallet top-ups from Alipay or WeChat Pay, will not count towards meeting of the Spending Requirement.

¹"Eligible Referral Transaction” means a transaction for the purchase of goods or services, as we determine, from time to time, to be eligible to contribute to the satisfaction of the requirement in clause 5(d) of the ‘Mox Referral Programme 21 Terms and Conditions’. For a transaction to be an ‘Eligible Referral Transaction’: (i) the transaction must have been processed through the Mastercard network; and (ii) the transaction must have been settled by the merchant (i.e. appear as ‘completed’ in the Mox app) by the end of the period specified in clause 5(d) of the ‘Mox Referral Programme 21 Terms and Conditions’.

²Please refer to the Rewards for Cards Schedule for further details. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. “Eligible Balance for Card Rewards” means the ‘available cash balance’, any ‘cash on hold’ and any ‘cash on hold for fund(s)’ in your savings accounts with Mox. For the avoidance of doubt, any ‘cash on hold from unsettled cash’ in your Mox Invest Account or balances in your Time Deposit Account(s) will not constitute ‘Eligible Balance for Card Rewards’.

³The description of “first-to-market” is based on a comparison of other Time Deposit products that are publicly offered by 25 major banks in Hong Kong as of 20 November 2023.